95 Scruffie Dr, Franklin, NC 28734 Property Records

Macon County property record for 95 Scruffie Dr, Franklin, NC 28734

Property Summary

Property Type	Mobile Home
Details	1,512 sqft · built 1998
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Jul 2019)
Tax Bill	$549 (2026)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6586929545`

Property Details

APN / Parcel Number

Primary APN	`6586929545`
Alternative APNs	`0146184` `131803`

Interior

Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	131803
Street Address	95 SCRUFFIE DR
City	FRANKLIN
State	NC
Zip	28734-0318
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	LOT 9 RIVERBEND ROAD
Legal Subdivision	RIVERBEND
Legal Lot Number	9
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	970303

Owner

95 Scruffie Dr, a mobile home, is owned by an individual who bought it in July 2019.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1618, FRANKLIN, NC 28744-1618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY
Sep 26, 2018	Warranty Deed, Transfer
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	20194263
Deed Book / Page	39 / 587
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 8, 2019
Property Address	95 SCRUFFIE DR, FRANKLIN, NC 28734-0318
Document Number	H39/0587
Book / Page	H-39 / 0587
Instrument Date	Jul 1, 2019
Instrument	2019004263
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 SCRUFFIE DR, 95, FRANKLIN, NC 28734-0318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1618, FRANKLIN, NC 28744-1618

Mortgage

Document Number	2019004264
Date	Jul 8, 2019
Instrument	2019004264

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2039

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 26, 2018
Property Address	95 SCRUFFIE DR, FRANKLIN, NC 28734-0318
Document Number	V38/0846
Book / Page	V-38 / 0846
Map Reference	DD D-38 PG 1264-1269
Instrument Date	Sep 20, 2018
Instrument	2018006676
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4228 EMERSON CT, 4228, PLANO, TX 75093-6605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 BRIDLEBROOK DR, CASSELBERRY, FL 32707-5856

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 1, 2017
Property Address	95 SCRUFFIE DR, FRANKLIN, NC 28734-0318
Document Number	D38/1264
Book / Page	D-38 / 1264
Instrument Date	Aug 22, 2017
Instrument	2017005950
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95 SCRUFFIE DR, 95, FRANKLIN, NC 28734-0318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 EMERSON CT, PLANO, TX 75093-6605

Mortgage

Document Number	D38/1270
Date	Sep 1, 2017
Book Page	D-38/1270
Instrument	2017005951

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 95 Scruffie Dr was $549.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$549.00	$126,220 Land $31,620 Building $94,600	$126,220 Land $31,620 Building $94,600
2023	$514.00	$125,520 Land $31,620 Building $93,900	$125,520 Land $31,620 Building $93,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Scruffie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Scruffie Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scruffie Dr

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