95 S Pointe Dr, Arley, AL 35541 Property Records

Winston County property record for 95 S Pointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,116 sqft · built 2007
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2019)
Tax Bill	$2,120 (2026)
Deeds & Mortgages	Mar 2021 Construction Loan Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34798`

Property Details

APN / Parcel Number

Primary APN	`34798`
Alternative APN	`67 20 04 17 0 200 008.011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,116 sqft Living Area
1st Floor Area	2,080 sqft
Upper Floors Area	1,036 sqft
Basement Area	2,080 sqft
Finished Basement	1,480 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	250 ft deep x 241 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	742 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34798
Street Address	95 S POINTE DR
City	ARLEY
State	AL
Zip	35541-2961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SOUTH POINTE PHASE 1 MB 3 PG 68-72 LYING IN SW-SW S17 T12 R6
Legal Range	06W
Legal Township	12S
Legal Section	17
Legal Subdivision	SOUTH POINTE PHASE 1
Legal Phase	1
Legal Lot Number	1
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

Source: Winston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3965 HADDON CIR, HOOVER, AL 35226-6314
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Construction Mortgage HOMETOWN LENDERS INC
Jun 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Book / Page	336 / 996
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	95 S POINTE DR, ARLEY, AL 35541-2961
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000663/456
Date	Mar 12, 2021
Book Page	663/456

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINSTON AL
Recording Date	Jun 20, 2019
Property Address	95 S POINTE DR, ARLEY, AL 35541-2961
Document Number	000336/996
Book / Page	336 / 996
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 WOODRIDGE DR, JASPER, AL 35504-9557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3965 HADDON CIR, HOOVER, AL 35226-6314

Mortgage

Document Number	000638/542
Date	Jun 20, 2019
Book Page	638/542

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,120.00 (+7.02%)
2025	$1,981.00 (+6.97%)	$70,780 (+6.98%)	$725,400 (+9.67%) Land $149,000 Building $576,400
2024	$1,852.00 (+7.67%)	$66,160 (+7.65%)	$661,460 (+7.64%) Land $144,700 Building $516,760
2023	$1,720.00 (+9.28%)	$61,460 (+9.28%)	$614,500 (+9.27%) Land $144,700 Building $469,800
2022	$1,574.00	$56,240	$562,380 Land $144,700 Building $417,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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