95 S Mountain Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 95 S Mountain Rd, Jefferson, ME 04348

Property Summary

Property TypeSingle Family Home
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Last Sale$142,000 (Mar 2016)
Tax Bill$3,164 (2025)
Deeds & MortgagesAug 2021 Refinance
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNJEFN M:016 L:024

Property Details

APN / Parcel Number

Primary APNJEFN M:016 L:024
Alternative APN
  • 650

Exterior

Lot Area54,450 sqft (1.25 acres)

Location & Zoning

Account Number650
Street Address95 S MOUNTAIN RD
CityJEFFERSON
StateME
Zip04348-4025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number24
JurisdictionJEFFERSON ME
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2043
Census Tract975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

95 S Mountain Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Lincoln County and Jefferson Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address95 S MOUNTAIN RD, JEFFERSON, ME 04348-4025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FEDERAL SAVINGS BANK
Feb 10, 2026Deed of Trust, Mortgage · VA Mortgage
FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2016 · Amount on File
Deed SaleMar 14, 2016 · Amount on File
Prior SaleJun 4, 2009 · Amount on File
Deed Document Number201613283
Deed Book / Page4985 / 171
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address95 S MOUNTAIN RD, JEFFERSON, ME 04348-4025
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057580034
DateAug 13, 2021
Book Page5758/34
Instrument78023
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON ME
Property Address95 S MOUNTAIN RD, JEFFERSON, ME 04348-4025
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063150275
DateFeb 10, 2026
Book Page6315/275
Instrument121792
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 95 S Mountain Rd was $3,164, up 21.8% from the year before.

Source: Lincoln County and Jefferson Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionJefferson Town
Unified School DistrictJefferson (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,164.00 (+21.79%)$214,500 (-) Land $52,000 Building $162,500
2024$2,598.00 (+7.05%)$214,500 (+44.93%) Land $52,000 Building $162,500
2023$2,427.00 (+8.98%)$148,000 (-) Land $35,900 Building $112,100
2022$2,227.00$148,000 Land $35,900 Building $112,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 S Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 S Mountain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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