Madison County property record for 95 S Main St, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,939 sqft · built 1963 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $443,000 (Jun 2018) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9747-84-4236 |
| Primary APN | 9747-84-4236 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Heated Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 726 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 520 sqft |
| Porch | Slab |
| Porch Area | 290 sqft |
| Deck Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 95 S MAIN ST |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 84 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10602 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 921, MARS HILL, NC 28754-0921 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Aug 19, 1997 · Amount on Record |
| Deed Book / Page | 652 / 649 |
| Prior Transfer Date | Aug 27, 2010 |
| Prior Transfer Doc | 0504000622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jun 29, 2018 |
| Property Address | 95 S MAIN ST, MARS HILL, NC 28754 |
| Document Number | 0006520649 |
| Book / Page | 000652 / 000649 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 329565 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $886.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 921 MARS HILL NC 287540921, MARS HILL, NC 28754-0921 |
| Document Number | 6520652 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 000652/000652 |
| Instrument | 329566 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Municipality | Mars Hill Town |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 | $538,286 (+17.04%) Land $59,840 Building $478,446 | $538,286 (+17.04%) Land $59,840 Building $478,446 |
| 2023 | $459,922 Land $68,000 Building $391,922 | $459,922 Land $68,000 Building $391,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARS HILL serves 3,030 people · EPA ID NC0158010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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