95 S Main St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 95 S Main St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Bedrooms	8 Beds
Bathrooms	8 Baths
Architecture Style	Other
Year Built	Built 1880
Square Footage	5,280 sqft Living Area
Lot Size	11,570 sqft (0.266 acres)
Last Sale	$260,000 (2021)
Tax Bill	$91.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:S-16 B:0043 L:0021`
Alternative APN	`GARD M:R17 B:19 L:21`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Total Rooms	24 Rooms
Units	8 Units
Building Area	5,280 sqft Living Area
Gross Area	11,350 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,570 sqft (0.266 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	95 S MAIN ST
City	GARDNER
State	MA
Zip	01440-3366
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	19
Legal Lot Number	21
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2041
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN M:S-16 B:0043 L:0021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	98 PLEASANT ST, 1, LEOMINSTER, MA 01453-3546
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage RFLF 4 LLC
Jun 29, 2021	Quit Claim Arm's Length for NE States, Transfer · Commercial Mortgage AVIDIA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Jun 29, 2021 Deed Sale Price on Jun 29, 2021 Mar 07, 2014
Deed Doc Number	202190799
Deed Book / Page	65506 / 142
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	95 S MAIN ST, GARDNER, MA 01440-3366
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073127-285
Date	Jan 27, 2026
Book Page	73127/285
Instrument	6548

Lender

Name	RFLF 4 LLC

Agreement

Amount	Amount Recorded

June 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Jun 29, 2021
Property Address	95 S MAIN ST, GARDNER, MA 01440-3366
Document Number	065506-142
Book / Page	65506 / 142
Instrument Date	Jun 29, 2021
Instrument	90799
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 CHERRY ST, HUDSON, MA 01749-2977

Mortgage

Document Number	0000090930
Date	Jun 29, 2021
Instrument	90930

Lender

Name	AVIDIA BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$91.00 (-98.87%)	$636,100 (+18.28%) Land $69,500 Building $566,600
2024	$8,062.00 (+0.85%)	$537,800 (+8.51%) Land $63,200 Building $474,600
2023	$7,994.00	$495,600 Land $62,300 Building $433,300

95 S Main St, Gardner, MA 01440 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on S Main St

Nearby Streets

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