95 S Cedar Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 95 S Cedar Ln, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,531 sqft · built 1975
OwnerCompany Name on File
Tax Bill$954 (2025)
Deeds & MortgagesSep 2025 Sale
Aug 2017 Refinance
Flood ZoneZone X (minimal risk)
APN6H-1-17

Property Details

APN / Parcel Number

Primary APN6H-1-17
Alternative APN
  • 14550

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,531 sqft Living Area
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMud Sill
Roof MaterialComposition Shingle
PorchEnclosed Porch
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number14550
Old Parcel Number6H-1-17
Street Address95 S CEDAR LN
CityCOLONIAL BEACH
StateVA
Zip22443-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDM
Legal DescriptionPOTOMAC SHORES LOT 17 SEC 1DB 693 PG 090
Legal SubdivisionPOTOMAC SHORES
Legal Lot Number17
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1010
Census Tract10401

Owner

95 S Cedar Ln is owned by a company that acquired it in September 2025.

Source: Westmoreland County records, as of January 7, 2026

Owner of RecordCompany Name on File
Mailing Address4320 STUART AVE, RICHMOND, VA 23221-1829
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Distribution, Transfer
Aug 31, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2025
Deed SaleSep 17, 2025
Deed Document Number0009951205
Deed Book / Page995 / 1205
Record UpdatedJun 8, 2026

September 2025: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionWESTMORELAND VA
Recording DateSep 17, 2025
Property Address95 S CEDAR LN, COLONIAL BEACH, VA 22443-4307
Document Number00995/1205
Book / Page995 / 1205
Map ReferenceMB 126 PG 37-40
Instrument DateSep 9, 2025
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 STUART AVE, RICHMOND, VA 23221-1829

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address95 S CEDAR LN, COLONIAL BEACH, VA 22443-4307
Transaction TypeMortgage
Record UpdatedDec 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8981885
DateAug 31, 2017
Instrument8981885
Lender
NameQUICKEN LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term97 Months
DueSep 1, 2025
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 95 S Cedar Ln was $954.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$954.00$140,400 (-) Land $35,100 Building $105,300$140,400 (-) Land $35,100 Building $105,300
2024$954.00 (+9.66%)$140,400 (-) Land $35,100 Building $105,300$140,400 (-) Land $35,100 Building $105,300
2023$870.00$140,400 Land $35,100 Building $105,300$140,400 Land $35,100 Building $105,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 S Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimOct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 S Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTOMAC WESTMORELAND SHORES
private · serves 1,743 people · EPA ID VA4193760
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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