St. Charles County property record for 95 Rugged Acres, Defiance, MO 63341
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 3 ba · 2,461 sqft · built 2005 |
| Lot Size | 6.25 acres (272,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Feb 2013) |
| Tax Bill | $5,618 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 617130A001 |
| Primary APN | 617130A001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,461 sqft Total Area |
| 1st Floor Area | 2,461 sqft |
| Basement Area | 2,461 sqft |
| Finished Basement | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 272,250 sqft (6.25 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 261 sqft |
| Account Number | 617130A001 |
|---|---|
| Old Parcel Number | 617130A001 |
| Street Address | 95 RUGGED ACRES |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1658 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | AA1 |
| Legal Description | TRACT OF LAND IN SEC 11 |
| Legal Range | 01E |
| Legal Township | 45N |
| Legal Section | 11 |
| Legal Subdivision | US SURV 1793 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
95 Rugged Acres, an agricultural property, is owned and occupied by an individual who bought it in February 2013.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 95 RUGGED ACRES, DEFIANCE, MO 63341-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2013 · Amount on File |
| Deed Sale | Feb 5, 2013 · Amount on File |
| Prior Sale | Oct 18, 2012 · Amount on File |
| Deed Document Number | 0059511903 |
| Deed Book / Page | 5951 / 1903 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 95 Rugged Acres was $5,618.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,618.00 | $93,845 | $494,364 Land $46,316 Building $448,048 |
| 2023 | $87,003 (+4.78%) | ||
| 2022 | $5,255.00 | $83,035 | $458,347 (+4.76%) Land $46,316 Building $412,031 |
| 2021 | $437,504 Land $46,316 Building $391,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95 Rugged Acres in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Rugged Acres is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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