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95 Royal Ave, Warwick, RI 02889 Property Records

Warwick City property record for 95 Royal Ave, Warwick, RI 02889

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,058 sqft · built 1899
Lot Size0.154 acres (6,698 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jan 2022)
Tax Bill$5,806 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN31702550000

Property Details

APN / Parcel Number

Primary APN31702550000
Alternative APNs
  • WARW M:317 B:0255 L:0000
  • 132496

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,058 sqft Living Area
Gross Area4,148 sqft
1st Floor Area852 sqft
AtticAttic
Attic Area832 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,698 sqft (0.154 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number132496
Street Address95 ROYAL AVE
CityWARWICK
StateRI
Zip02889-2132
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeLI
Legal Block255
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1013
Census Tract21501

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address95 ROYAL AVE, WARWICK, RI 02889-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE AFFINITY LLC
Jan 4, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 4, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleSep 4, 2018 · Amount on Record
Deed Book / Page10055 / 79
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJan 11, 2022
Property Address95 ROYAL AVE, WARWICK, RI 02889-2132
Document Number0010055-79
Book / Page10055 / 79
Instrument DateJan 10, 2022
Instrument509
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 ROYAL AVE, WARWICK, RI 02889-2132

Mortgage

Document Number0000000510
DateJan 11, 2022
Instrument510
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJan 4, 2019
Property Address95 ROYAL AVE, WARWICK, RI 02889-2132
Document Number9195-323
Book / Page009195 / 000323
Instrument DateDec 28, 2018
Instrument132
Transaction TypeTransfer
Record UpdatedJan 22, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1380 WARWICK AVE WARWICK RI 028885019, WARWICK, RI 02888-5019

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateSep 4, 2018
Property Address95 ROYAL AVE, WARWICK, RI 02889-2132
Document Number9124-164
Book / Page009124 / 000164
Instrument DateAug 31, 2018
Instrument12473
Transaction TypeTransfer
Record UpdatedOct 2, 2018

Transaction

AmountAmount Recorded
Tax$110.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 BELLMAN AVE WARWICK RI 028892604, WARWICK, RI 02889-2604

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,806.00 (+16.96%)$457,200 (+30.7%) Land $107,900 Building $349,300
2023$4,964.00 (+15.52%)$349,800 (+52.48%) Land $93,800 Building $256,000
2022$4,297.00$229,400 Land $58,800 Building $170,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–1991)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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