95 Rocky Top Rd, Hamden, CT 06514 Property Records

Hamden Town property record for 95 Rocky Top Rd, Hamden, CT 06514

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 964 sqft · built 1909
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2025)
Tax Bill	$8,164 (2026)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2927 B:034 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2927 B:034 L:00-0000`
Alternative APN	`M:2927 B:034 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	964 sqft
Basement Area	800 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 ROCKY TOP RD
City	HAMDEN
State	CT
Zip	06514-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	34
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	4
Census Block	4001
Census Tract	165900

Owner

95 Rocky Top Rd is owned and occupied by an individual who bought it in September 2025.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Quit Claim Deed, Transfer · Line of Credit BAY FINANCIAL LLC
Jul 25, 2023	Deed, Transfer · Stand-Alone First Mortgage BAY FINANCIAL LLC
Jul 25, 2023	Deed, Transfer
Jul 25, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Jul 25, 2023 · Amount on File
Deed Document Number	20254621
Deed Book / Page	5301 / 314
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	005301-314
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Sep 12, 2025
Property Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110
Document Number	005301-314
Book / Page	5301 / 314
Instrument Date	Sep 9, 2025
Instrument	4621
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110

Mortgage

Document Number	0000004622
Date	Sep 12, 2025
Instrument	4622

Lender

Name	BAY FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	97 Months
Due	Oct 1, 2033

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 25, 2023
Property Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110
Document Number	0005100-74
Book / Page	5100 / 74
Instrument Date	Jul 20, 2023
Instrument	3789
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003790
Date	Jul 25, 2023
Instrument	3790

Lender

Name	BAY FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 25, 2023
Property Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110
Document Number	0005100-68
Book / Page	5100 / 68
Instrument Date	Jul 17, 2023
Instrument	3787
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 STOCK PORT LN, SCHAUMBURG, IL 60193-1720

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 25, 2023
Property Address	95 ROCKY TOP RD, HAMDEN, CT 06514-1110
Document Number	0005100-55
Book / Page	5100 / 55
Instrument Date	Jul 17, 2023
Instrument	3785
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 STOCK PORT LN, SCHAUMBURG, IL 60193-1720

Tax Assessment & Valuation

The 2026 property tax bill for 95 Rocky Top Rd was $8,164.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,164.00	$152,110 (-) Land $68,950 Building $83,160	$280,830 (+163.75%)
2025		$152,110 (+33.23%) Land $68,950 Building $83,160	$106,477 Land $48,265 Building $58,212
2024	$7,891.00 (+24.29%)	$114,170 (-) Land $49,630 Building $64,540
2023	$6,349.00	$114,170 Land $49,630 Building $64,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Rocky Top Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Rocky Top Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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