95 Roberts Rd, Covington, GA 30016 Property Records

Newton County property record for 95 Roberts Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,426 sqft · built 1995
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Oct 2022)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`00140-00000-079-A00`

Property Details

APN / Parcel Number

Primary APN	`00140-00000-079-A00`
Alternative APNs	`0014 079A` `7108`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,426 sqft Heated Area
1st Floor Area	1,426 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	7108
Street Address	95 ROBERTS RD
City	COVINGTON
State	GA
Zip	30016-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.85AC LT3 SALEM RIDGE
Legal Subdivision	ROBERTS ROAD
Legal Lot Number	3
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3000
Census Tract	100902

Owner

Source: Newton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 82136, CONYERS, GA 30013-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 1, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20225346
Deed Book / Page	4445 / 409
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 2, 2026
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Document Number	4845000662
Book / Page	4845 / 662
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD, COVINGTON, GA 30016-4172

Mortgage

Document Number	4845000662,
Date	Jul 2, 2026
Book Page	4845/662

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jul 1, 2026
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Document Number	4845000550
Book / Page	4845 / 550
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD, COVINGTON, GA 30016-4172

Mortgage

Document Number	4845000550,
Date	Jul 1, 2026
Book Page	4845/550

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Investor	Possibly a Property Investor

Mortgage

Document Number	0041510000000362
Date	Mar 2, 2021
Book Page	0000004151/0000000362
Instrument	003704

Lender

Name	ALLY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD, COVINGTON, GA 30016-4172

Mortgage

Document Number	0045920000000276
Date	Feb 15, 2024
Book Page	0000004592/0000000276

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2052

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD, COVINGTON, GA 30016-4172

Mortgage

Document Number	0047140000000251
Date	Apr 2, 2025
Book Page	0000004714/0000000251

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 14, 2022
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Document Number	0044450409
Book / Page	4445 / 409
Instrument Date	Oct 14, 2022
Instrument	2022-005346
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82136, CONYERS, GA 30013-9430

Mortgage

Document Number	0044450000000411
Date	Oct 17, 2022
Book Page	0000004445/0000000411
Instrument	017055

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 14, 2022
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Document Number	0044450409
Book / Page	4445 / 409
Instrument Date	Oct 14, 2022
Instrument	2022-005346
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82136, CONYERS, GA 30013-9430

Mortgage

Document Number	0000017055
Date	Oct 14, 2022
Instrument	017055

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 31, 2018
Property Address	95 ROBERTS RD, COVINGTON, GA 30016-4172
Document Number	0037060580
Book / Page	003706 / 000580
Instrument Date	May 24, 2018
Instrument	6561
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 ROBERTS RD COVINGTON GA 300164172, COVINGTON, GA 30016-4172

Mortgage

Document Number	37060582
Date	May 31, 2018
Book Page	003706/000582
Instrument	6562

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (+1.8%) Homeowner's exemption	$110,720 (+14.43%) Land $18,400 Building $92,320	$276,800 (+14.43%) Land $46,000 Building $230,800
2023		$96,760 Land $5,960 Building $90,800	$241,900 Land $14,900 Building $227,000
2022	$2,604.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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