95 Riverby Ln, Tryon, NC 28782 Property Records

Polk County property record for 95 Riverby Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 608 sqft · built 1945
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2021)
Tax Bill	$569 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`P35-364`

Property Details

APN / Parcel Number

Primary APN	`P35-364`
Alternative APN	`34383`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	608 sqft Finished Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	31,363 sqft (0.719 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	34383
Street Address	95 RIVERBY LN
City	TRYON
State	NC
Zip	28782-8668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-1 .72 AC, A353-629, P35 MAP P35
Legal Subdivision	MAP P35
Legal Lot Number	C-1
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2000
Census Tract	920304

Owner

Source: Polk County records · APN P35-364

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	569 AUTUMN LN, TRYON, NC 28782-7865
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Apr 27, 2006 · Amount on Record
Deed Document Number	0004581374
Deed Book / Page	458 / 1374
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 20, 2021
Property Address	95 RIVERBY LN, TRYON, NC 28782-8668
Document Number	00458/1374
Book / Page	458 / 1374
Map Reference	CARD B PG 920
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	379 THORNRIDGE RD, 379, UNION, SC 29379-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	569 AUTUMN LN, TRYON, NC 28782-7865

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$569.00 (+32.94%)	$100,536 (+62.07%) Land $28,800 Building $71,736	$100,536 (+62.07%) Land $28,800 Building $71,736
2023	$428.00	$62,034 Land $25,200 Building $36,834
2021			$62,034 Land $25,200 Building $36,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Uniti Group, Verizon.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TRYON serves 5,494 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.