Clay County property record for 95 River Rd, Celina, TN 38551
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Feb 2024) |
| Tax Bill | $65 (2022) |
| Deeds & Mortgages | Apr 2024 Construction Loan Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 014056A A 03200 |
| Primary APN | 014056A A 03200 |
|---|---|
| Alternative APN |
|
| Sewer | Connected |
|---|
| Street Address | 95 RIVER RD |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | DISTRICT: 03 LOT 41, COUNTY AREA: D02 |
| Legal Subdivision | ANN BUTLER ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 955000 |
Source: Clay County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 291, CELINA, TN 38551-0291 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Construction Mortgage LISTERHILL CU |
| Feb 22, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Deed Document Number | 24000161 |
| Deed Book / Page | WD125 / 221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 95 RIVER RD, CELINA, TN 38551 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0TD178/351 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | TD178/351 |
| Instrument | 24000316 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Address | MUSCLE SHOALS, AL 35661 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Feb 22, 2024 |
| Property Address | 95 RIVER RD, CELINA, TN 38551 |
| Document Number | 0WD125/221 |
| Book / Page | WD125 / 221 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 24000161 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 291, CELINA, TN 38551-0291 |
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500 (-) Land $2,500 | ||
| 2023 | $2,500 (-) Land $2,500 | ||
| 2022 | $65.00 | $2,500 Land $2,500 | $10,000 Land $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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