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95 Ridgewood Dr, Columbus, MS 39705 Property Records

Lowndes County property record for 95 Ridgewood Dr, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,344 sqft · built 1981
Owner2 Individual Names on Record
Last Sale$170,000 (Sep 2019)
Tax Bill$431 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN47W240001300

Property Details

APN / Parcel Number

Primary APN47W240001300
Alternative APNs
  • 007091
  • 7091

Interior

Full Baths1 Bath
Building Area2,344 sqft Adjusted Area
1st Floor Area1,691 sqft
2nd Floor Area130 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number007091
Street Address95 RIDGEWOOD DR
CityCOLUMBUS
StateMS
Zip39705-5386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95 RIDGEWOOD DR LOT 5 6C
Legal Range18W
Legal Township17S
Legal Section34
Legal SubdivisionRIDGEWOOD HILLS
Legal Lot Number5
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1012
Census Tract301

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address95 RIDGEWOOD DR, COLUMBUS, MS 39705-5386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF COMMERCE
Sep 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleApr 11, 2016
Deed Document Number0020197202
Deed Book / Page2019 / 7202
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address95 RIDGEWOOD DR, COLUMBUS, MS 39705-5386
Document Number0020194626
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address95 RIDGEWOOD DR COLUMBUS MS 397055386, COLUMBUS, MS 39705-5386

Mortgage

Document Number0020194626
DateNov 18, 2019
Book Page002019/024626
Lender
NameBANK OF COMMERCE
TypeBank
AddressCOLUMBUS, MS 39701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 17, 2034
Interest
Rate TypeAdjustable Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateSep 30, 2019
Property Address95 RIDGEWOOD DR, COLUMBUS, MS 39705-5386
Document Number0020197202
Book / Page002019 / 007202
Instrument DateSep 27, 2019
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address95 RIDGEWOOD DR COLUMBUS MS 397055386, COLUMBUS, MS 39705-5386

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431.00 (-49.77%) Homeowner's exemption Senior Citizen's exemption$11,335 (-25.78%)$113,350 (-25.78%) Land $15,000 Building $98,350
2024$858.00 (-1.04%)
2023$867.00 Homeowner's exemption Senior Citizen's exemption$15,272$152,720 Land $15,000 Building $137,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
4-County Fiber
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20

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