95 Ridgeview Cir, Guilford, CT 06437 Property Records

Guilford Town property record for 95 Ridgeview Cir, Guilford, CT 06437

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,716 sqft · built 1976
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2021)
Tax Bill	$9,451 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GUIL M:10200963`

Property Details

APN / Parcel Number

Primary APN	`GUIL M:10200963`
Alternative APN	`6698`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Basement Area	1,456 sqft
Unfinished Basement	411 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1998
Architectural Style	Raised Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6698
Street Address	95 RIDGEVIEW CIR
City	GUILFORD
State	CT
Zip	06437-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Jurisdiction	GUILFORD CT
Township / Civil Division	GUILFORD
Census Block Group	4
Census Block	4002
Census Tract	190301

Owner

95 Ridgeview Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Guilford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 RIDGEVIEW CIR, GUILFORD, CT 06437-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Sep 3, 1991 · Amount on File
Deed Document Number	20212655880002
Deed Book / Page	982 / 1153
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	95 RIDGEVIEW CIR, GUILFORD, CT 06437-1244
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001032-929
Date	Jul 10, 2025
Book Page	1032/929
Instrument	3065390006

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD CT
Recording Date	Sep 2, 2021
Property Address	95 RIDGEVIEW CIR, GUILFORD, CT 06437-1244
Document Number	982-1153
Book / Page	982 / 1153
Instrument Date	Aug 31, 2021
Instrument	2655880002
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	95 RIDGEVIEW CIR, GUILFORD, CT 06437-1244

Mortgage

Document Number	2655890015
Date	Sep 2, 2021
Instrument	2655890015

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD CT
Property Address	95 RIDGEVIEW CIR, GUILFORD, CT 06437-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	956-925
Date	Jul 28, 2020
Book Page	956/925
Instrument	2309990013

Lender

Name	GUILFORD SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 95 Ridgeview Cir was $9,451.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Guilford Town
Unified School District	Guilford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,451.00	$341,810 (-) Land $175,000 Building $166,810	$488,300 Land $250,000 Building $238,300
2024	$9,451.00 (+4.03%)	$341,810 (-) Land $175,000 Building $166,810
2023	$9,085.00 (+17.9%)	$341,810 (+47.48%) Land $175,000 Building $166,810
2022	$7,706.00	$231,770 Land $135,100 Building $96,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Ridgeview Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Ridgeview Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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