Garrard County property record for 95 Ridgecrest Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2005 |
| Lot Size | 1.19 acres (52,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (May 2006) |
| Tax Bill | $503 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-08.02 |
| Primary APN | 04-08.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 52,242 sqft (1.19 acres) |
| Sewer | Connected |
|---|
| Account Number | 11578 |
|---|---|
| Street Address | 95 RIDGECREST DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 VISTA MANOR |
| Legal Subdivision | VISTA MANOR |
| Legal Lot Number | 2 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970101 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 RIDGECREST DR, LANCASTER, KY 40444-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2006 · Amount on Record |
| Deed Sale | May 4, 2006 · Amount on Record |
| Deed Book / Page | 238 / 78 |
| Record Updated | Oct 29, 2026 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,000 (-) Land $20,000 Building $78,000 | $98,000 (-) Land $20,000 Building $78,000 | |
| 2025 | $503.00 (-5.81%) Disabled Person's exemption | $98,000 (-) Land $20,000 Building $78,000 | $98,000 (-) Land $20,000 Building $78,000 |
| 2024 | $534.00 (-2.73%) Disabled Person's exemption | $98,000 (-) Land $20,000 Building $78,000 | $98,000 (-) Land $20,000 Building $78,000 |
| 2023 | $549.00 (-7.89%) Disabled Person's exemption | $98,000 (+2.08%) Land $20,000 Building $78,000 | $98,000 (+2.08%) Land $20,000 Building $78,000 |
| 2022 | $596.00 Disabled Person's exemption | $96,000 Land $20,000 Building $76,000 | $96,000 Land $20,000 Building $76,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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