95 Richard Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 95 Richard Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft · built 1976
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Apr 2000)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0012B180000`

Property Details

APN / Parcel Number

Primary APN	`0012B180000`
Alternative APNs	`0012B180` `7803`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,516 sqft Heated Area
1st Floor Area	1,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	143 ft deep x 120 ft wide
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7803
Old Parcel Number	0012B180000
Street Address	95 RICHARD DR
City	RINGGOLD
State	GA
Zip	30736-8252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 ROSS HILLS
Legal Subdivision	ROSS HILLS UNIT 1
Legal Lot Number	4
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1002
Census Tract	30402

Owner

95 Richard Dr is owned and occupied by two individuals who bought it in April 2000.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 RICHARD DR, RINGGOLD, GA 30736-8252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage SCENIC COMMUNITY CREDIT UNION
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCENIC CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2000 · Amount on File
Deed Sale	Apr 19, 2000 · Amount on File
Deed Document Number	0000744148
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	95 RICHARD DR, RINGGOLD, GA 30736-8252
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RICHARD DR, RINGGOLD, GA 30736-8252

Mortgage

Document Number	0024070000000418
Date	Sep 22, 2025
Book Page	0000002407/0000000418

Lender

Name	SCENIC COMMUNITY CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	95 RICHARD DR, RINGGOLD, GA 30736-8252
Document Number	0020260171
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RICHARD DR RINGGOLD GA 307368252, RINGGOLD, GA 30736-8252

Mortgage

Document Number	0020260171
Date	Dec 23, 2019
Book Page	002026/000171
Instrument	8848

Lender

Name	SCENIC CMNTY CU
Address	HIXSON, TN 37343-1058

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.08%

Tax Assessment & Valuation

The 2025 property tax bill for 95 Richard Dr was $2,036 with a homeowner's exemption.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 Homeowner's exemption	$114,035 Land $12,000 Building $102,035	$285,088 Land $30,000 Building $255,088
2023	$1,663.00 (+18.45%) Homeowner's exemption	$76,303 Land $11,304 Building $64,999	$190,759 Land $28,261 Building $162,498
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Richard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Richard Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

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