Hopkins County property record for 95 Ray Ln, Hanson, KY 42413 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1974 |
| Square Footage | 1,160 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Attached, 348 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $45,000 (2017) |
| Tax Bill | $2,363.00 (2025) |
| Primary APN | HAN-18-21B |
|---|---|
| Alternative APNs |
|
| Building Area | 1,160 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Driveway | Driveway Gravel |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 348 sqft Garage |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 61241 |
|---|---|
| Street Address | 95 RAY LN |
| City | HANSON |
| State | KY |
| Zip | 42413-2115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASSESSMENT INCLUDES HAN-18-21A |
| Legal Subdivision | R MELTON |
| Legal Lot Number | 6,P4 |
| Jurisdiction | HOPKINS KY |
| Minor Civil Division | HANSON |
| Census Blockgroup | 2 |
| Census Block | 2052 |
| Census Tract | 970100 |
Source: Hopkins County records · APN HAN-18-21B
Assessment roll updated November 18, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK AND TRUST COMPANY |
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Sep 08, 2025 | Deed of Trust, Mortgage · Line of Credit ACCEPTANCE HOME MORTGAGE LLC |
| Nov 13, 2023 | Deed, Transfer · Conventional Mortgage ACCEPTANCE HOME MORTGAGE LLC |
| Jul 06, 2021 | Deed of Trust, Mortgage · Line of Credit LIMESTONE BANK INC |
| Jan 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Feb 17, 2021 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 24, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Jun 22, 2016 · Amount on Record |
| Deed Doc Number | 20179348 |
| Deed Book / Page | 758 / 367 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | 0000005839 |
| Book / Page | 1523 / 509 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20265839 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | 0000005839, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1523/509 |
| Instrument | 20265839 |
| Name | FIRST UNITED BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | MTG1500/634 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | MTG 1500/634 |
| Instrument | 2025011583 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 162 N MAIN ST, MADISONVILLE, KY 42431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 06, 2055 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | MTG1493/353 |
|---|---|
| Date | Sep 08, 2025 |
| Book Page | MTG 1493/353 |
| Instrument | 2025008709 |
| Name | ACCEPTANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1221 N ROYAL AVE, EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Nov 13, 2023 |
| Property Address | 95 ROUG LN, HANSON, KY 42413 |
| Document Number | DEED818/562 |
| Book / Page | DEED 818 / 562 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Oct 02, 2023 |
| Instrument | 2023011178 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 751 CHOCTAW ST, MADISONVILLE, KY 42431-3364 |
| Name | Verified Name |
|---|---|
| Address | 95 ROUG LANE, HANSON, KY 42413 |
| Document Number | 2023011179 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023011179 |
| Name | ACCEPTANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | 001329/302 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 1329/302 |
| Instrument | 2021007819 |
| Name | LIMESTONE BANK INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | May 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|---|
| Address | 638 PARK AVE, MADISONVILLE, KY 42431-2940 |
| Document Number | MTG1398/453 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | MTG 1398/453 |
| Instrument | 2023000486 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Feb 17, 2021 |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | 000790/142 |
| Book / Page | 790 / 142 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021001728 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 95 FRAY LANE, HANSON, KY 42413 |
| Document Number | 001310/380 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 1310/380 |
| Instrument | 2021001729 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Aug 24, 2017 |
| Property Address | 95 RAY LN, HANSON, KY 42413-2115 |
| Document Number | 000758/367 |
| Book / Page | 0758 / 367 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017009348 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47 TOWNSEND DR, SLAUGHTERS, KY 42456-9618 |
| Name | Verified Name |
|---|---|
| Address | 1215 FIDDLEBOW RD, DAWSON SPRINGS, KY 42408-8619 |
Source: Hopkins County records · Assessment roll updated November 18, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Hanson City |
| Unified School District | Hopkins County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,363.00 (+14.49%) | $238,000 (+16.1%) | $238,000 (+16.1%) |
| 2023 | $2,064.00 (+46.49%) | $205,000 (+46.43%) | $205,000 (+46.43%) |
| 2022 | $1,409.00 | $140,000 | $140,000 |
Source: FEMA National Flood Hazard Layer, Hopkins County (21107C), updated November 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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