95 Ratteree Rd, Buchanan, TN 38222 Property Records

Henry County property record for 95 Ratteree Rd, Buchanan, TN 38222

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,456 sqft · built 1999
Lot Size	3.36 acres (146,362 sqft)
Owner	Individual Name on File
Last Sale	$397,799 (Apr 2026)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040023 00506`

Property Details

APN / Parcel Number

Primary APN	`040023 00506`
Alternative APN	`023 00506`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	2,456 sqft
Basement Area	2,204 sqft
Unfinished Basement	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	146,362 sqft (3.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	95 RATTEREE RD
City	BUCHANAN
State	TN
Zip	38222-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13, COUNTY AREA: L10
Legal Subdivision	LIBERTY WOODS S/D
Legal Lot Number	6
Jurisdiction	HENRY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1033
Census Tract	969001

Owner

95 Ratteree Rd is owned and occupied by an individual who bought it in April 2026.

Source: Henry County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	95 RATTEREE RD, BUCHANAN, TN 38222-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Sep 30, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Sep 29, 1997 · Amount on File
Deed Document Number	2026188269
Deed Book / Page	694 / 111
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY TN
Recording Date	Apr 29, 2026
Property Address	95 RATTEREE RD, BUCHANAN, TN 38222-5028
Document Number	0000188269
Book / Page	694 / 111
Instrument Date	Apr 27, 2026
Instrument	2026.188269
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,657.86
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 RATTEREE RD, BUCHANAN, TN 38222-5028

Mortgage

Document Number	0000188270,
Date	Apr 29, 2026
Instrument	2026.188270

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY TN
Recording Date	Sep 30, 2025
Property Address	95 RATTEREE RD, BUCHANAN, TN 38222-5028
Document Number	000678/783
Book / Page	678 / 783
Map Reference	CAB C SL 137
Instrument Date	Sep 8, 2025
Instrument	184737
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 W WARWICK DR, PEORIA, IL 61614-3351

Tax Assessment & Valuation

The 2025 property tax bill for 95 Ratteree Rd was $1,187, up 19.9% from the year before.

Source: Henry County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+19.9%)	$99,025 (+93.31%) Land $14,475 Building $84,550	$396,100 Land $57,900 Building $338,200
2024	$990.00	$51,225 (-) Land $4,375 Building $46,850
2023		$51,225 (-) Land $4,375 Building $46,850
2022	$970.00	$51,225 Land $4,375 Building $46,850	$204,900 Land $17,500 Building $187,400
2020			$204,900 Land $17,500 Building $187,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Ratteree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Ratteree Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST HENRY COUNTY U.D. serves 5,640 people · EPA ID TN0000540
Water Source	Groundwater
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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