95 Ratcliff Ln, Cedar Bluff, VA 24609 Property Records

Russell County property record for 95 Ratcliff Ln, Cedar Bluff, VA 24609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 672 sqft · built 1964
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,500 (Mar 2021)
Tax Bill	$302 (2026)
Flood Zone	Zone X (minimal risk)
APN	`37L 603`

Property Details

APN / Parcel Number

Primary APN	`37L 603`
Alternative APN	`95375`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C

Location & Zoning

Account Number	95375
Street Address	95 RATCLIFF LN
City	CEDAR BLUFF
State	VA
Zip	24609-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BESSIE H COX ESTATE TRACT 1
Legal Subdivision	BESSIE H COX ESTATE
Legal Tract	1
Jurisdiction	RUSSELL VA
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	30402

Owner

Source: Russell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 871, HONAKER, VA 24260-0871
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	2021622
Deed Book / Page	884 / 258
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Russell County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Russell County
Unified School District	Russell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$302.00 (+16.6%)	$52,300 (+26.94%) Land $15,000 Building $37,300	$52,300 (+26.94%) Land $15,000 Building $37,300
2023	$259.00	$41,200 Land $15,000 Building $26,200	$41,200 Land $15,000 Building $26,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 94% of Virginia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20