McCreary County property record for 95 Rachel Ln, Strunk, KY 42649
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Apr 2023) |
| Tax Bill | $2,814 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2007 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-00-00-059.00 |
| Primary APN | 143-00-00-059.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 90,169 sqft (2.07 acres) |
|---|
| Street Address | 95 RACHEL LN |
|---|---|
| City | STRUNK |
| State | KY |
| Zip | 42649-7399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 30 & 34 & HSE & GAR |
| Legal Subdivision | GRANDVIEW ESTATES |
| Legal Lot Number | 30,34 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960402 |
Source: McCreary County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Feb 23, 2007 | Deed of Trust, Mortgage INSTAMORTGAGE COM |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED CUMBERLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Feb 8, 2012 · Amount on Record |
| Deed Document Number | 2023143441 |
| Deed Book / Page | 233 / 587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jul 7, 2026 |
| Property Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Document Number | 0000160274 |
| Book / Page | 262 / 219 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026160274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Document Number | 0000160274, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 262/219 |
| Instrument | 2026160274 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 6, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000154/839 |
|---|---|
| Date | Feb 23, 2007 |
| Book Page | 154/839 |
| Instrument | 82791 |
| Name | INSTAMORTGAGE COM |
|---|---|
| Address | 3000 LEADENHALL RD, MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Apr 12, 2023 |
| Property Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Document Number | 00D233/587 |
| Book / Page | D233 / 587 |
| Map Reference | DB 196 PG 531 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 143441 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 452, WINFIELD, TN 37892-0452 |
| Name | Verified Name |
|---|---|
| Address | 95 RACHEL LN, STRUNK, KY 42649-7399 |
| Document Number | 0000143442 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 143442 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2053 |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,814.00 (+0.39%) | $350,000 (-) | $350,000 (-) |
| 2024 | $2,803.00 (+96.29%) | $350,000 (+1%) | $350,000 (+1%) |
| 2023 | $1,428.00 | $175,000 | $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
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