95 Prospect St, Hasbrouck Heights, NJ 07604 Property Records

Bergen County and Hasbrouck Heights Borough property record for 95 Prospect St, Hasbrouck Heights, NJ 07604

Property Summary

Property Type	Single Family Home
Details	1,542 sqft · built 1910
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,354 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00122-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`25-00122-0000-00001`
Alternative APNs	`250012200001` `280000`

Interior

Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Account Number	280000
Street Address	95 PROSPECT ST
City	HASBROUCK HEIGHTS
State	NJ
Zip	07604-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	40X100 2
Legal Block	122
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	HASBROUCK HEIGHTS
Census Block Group	4
Census Block	4013
Census Tract	25100

Owner

Source: Bergen County and Hasbrouck Heights Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 PROSPECT ST, HASBROUCK HEIGHTS, NJ 07604-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH JERSEY FCU
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PICATINNY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	95 PROSPECT ST, HASBROUCK HEIGHTS, NJ 07604-2707
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051380935
Date	Dec 8, 2023
Book Page	5138/935
Instrument	2023078542

Lender

Name	NORTH JERSEY FCU
Type	Credit Union
Address	TOTOWA, NJ 07512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2033

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	95 PROSPECT ST, HASBROUCK HEIGHTS, NJ 07604-2707
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046220379
Date	Mar 17, 2022
Book Page	4622/379
Instrument	2022032465

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Hasbrouck Heights Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Hasbrouck Heights Borough
Unified School District	Hasbrouck Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,300 (+32.74%) Land $298,500 Building $218,800	$517,300 (+32.74%) Land $298,500 Building $218,800
2025	$10,354.00 (+4%)	$389,700 (+3.34%) Land $205,000 Building $184,700	$389,700 (+3.34%) Land $205,000 Building $184,700
2024	$9,956.00 (+10.63%)
2023		$377,100 Land $200,000 Building $177,100	$377,100 Land $200,000 Building $177,100
2022	$8,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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