Union County and Summit City property record for 95 Prospect Hill Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 4,579 sqft · built 1997 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,225,000 (Apr 2021) |
| Tax Bill | $45,139 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-02503-0000-00007 |
| Primary APN | 18-02503-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,579 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 24,742 sqft (0.568 acres) |
| Lot Dimensions | 150 ft deep x 165 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 1800182G00005 |
|---|---|
| Street Address | 95 PROSPECT HILL AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R25 |
| Legal Block | 2503 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 37700 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage THE JOSEPH DELLA ROSA 2012 FAMILY TRUST |
| Apr 23, 2021 | Deed, Transfer FIRST AMERICAN TITLE |
| Aug 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEAPACK GLADSTONE BANK |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEAPACK GLADSTONE BK |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BK |
| Mar 10, 2017 | Deed of Trust, Mortgage PEAPACK GLADSTONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Prior Sale | Aug 3, 2007 · Amount on Record |
| Deed Document Number | 20213964 |
| Deed Book / Page | 6410 / 185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|---|
| Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Number | 0150322635 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 15032/2635 |
| Instrument | 18634 |
| Name | THE JOSEPH DELLA ROSA 2012 FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | 10 MINNISINK RD, SHORT HILLS, NJ 07078 |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Mar 30, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 23, 2021 |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Number | 0064100185 |
| Book / Page | 6410 / 185 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 3964 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $68,747.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 WALDRON AVE, 16, SUMMIT, NJ 07901-2806 |
| Name | Verified Name |
|---|---|
| Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145840478 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 14584/0478 |
| Instrument | 676932 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BERNARDSVILLE, NJ 07924 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 22 Months |
| Due | Jun 16, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Number | 0042520034 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 95 PROSPECT HILL AVE SUMMIT NJ 079013706, SUMMIT, NJ 07901-3706 |
| Document Number | 0042520034 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 004252/000034 |
| Instrument | 638510 |
| Name | PEAPACK GLADSTONE BK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Number | 0142520034 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 95 PROSPECT HILL AVE SUMMIT NJ 079013706, SUMMIT, NJ 07901-3706 |
| Document Number | 0142520034 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 014252/000034 |
| Instrument | 638510 |
| Name | PEAPACK GLADSTONE BK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 95 PROSPECT HILL AVE, SUMMIT, NJ 07901-3706 |
| Document Number | 0142500888 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | FOUNDATION TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 PROSPECT HILL AVE SUMMIT NJ 079013706, SUMMIT, NJ 07901-3706 |
| Document Number | 0142500888 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 014250/000888 |
| Instrument | 638420 |
| Name | PEAPACK GLADSTONE BK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,009,600 (-) Land $450,400 Building $559,200 | $1,009,600 (-) Land $450,400 Building $559,200 | |
| 2025 | $45,139.00 (+2.64%) | $1,009,600 (-) Land $450,400 Building $559,200 | $1,009,600 (-) Land $450,400 Building $559,200 |
| 2024 | $43,978.00 (+1.7%) | ||
| 2023 | $1,009,600 Land $450,400 Building $559,200 | $1,009,600 Land $450,400 Building $559,200 | |
| 2022 | $43,241.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2021) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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