95 Proctor Rd, Henderson, TN 38340 Property Records

Chester County property record for 95 Proctor Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,373 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (May 2026)
Tax Bill	$682 (2026)
Deeds & Mortgages	Jul 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012048 00303`

Property Details

APN / Parcel Number

Primary APN	`012048 00303`
Alternative APN	`048 00303 00006048`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,373 sqft Living Area
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft
Finished Basement	1,156 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	393 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	95 PROCTOR RD
City	HENDERSON
State	TN
Zip	38340-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: T50
Jurisdiction	CHESTER TN
Township / Civil Division	3
Census Block Group	3
Census Block	3046
Census Tract	970302

Owner

95 Proctor Rd is owned and occupied by an individual who bought it in May 2026.

Source: Chester County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	95 PROCTOR RD, HENDERSON, TN 38340-3732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK
May 12, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP
Dec 5, 2022	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Dec 5, 2022 · Amount on File
Deed Document Number	202681871
Deed Book / Page	547 / 584
Prior Transfer Date	Jul 13, 2015
Prior Transfer Doc	0003980461
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	95 PROCTOR RD, HENDERSON, TN 38340-3732
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 CRESCENT AVE, JACKSON, TN 38301-4362

Mortgage

Document Number	0005190542
Date	Jul 12, 2024
Book Page	519/542
Instrument	76495

Lender

Name	LEGENDS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	May 12, 2026
Property Address	95 PROCTOR RD, HENDERSON, TN 38340-3732
Document Number	0000081871
Book / Page	547 / 584
Instrument Date	May 11, 2026
Instrument	2026.81871
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,992.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 PROCTOR RD, HENDERSON, TN 38340-3732

Mortgage

Document Number	0000081872,
Date	May 12, 2026
Instrument	2026.81872

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Dec 5, 2022
Property Address	95 PROCTOR RD, HENDERSON, TN 38340-3732
Document Number	0005000170
Book / Page	500 / 170
Instrument Date	Nov 30, 2022
Instrument	72319
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 CRESCENT AVE, JACKSON, TN 38301-4377

Mortgage

Document Number	0005000172
Date	Dec 5, 2022
Book Page	500/172
Instrument	72320

Lender

Name	COMMUNITY BANK
Type	Bank
Address	LEXINGTON, TN 38351

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 30, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 95 Proctor Rd was $682.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$682.00	$33,500 (-)	$134,000 (-) Land $8,600 Building $125,400
2025	$682.00	$33,500	$134,000 Land $8,600 Building $125,400
2023	$567.00	$22,800	$91,200 Land $6,500 Building $84,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 95 Proctor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Proctor Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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