95 Pompano St, Destin, FL 32541 Property Records

Okaloosa County property record for 95 Pompano St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 992 sqft · built 1948
Lot Size0.172 acres (7,499 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jan 2014)
Tax Bill$6,550 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-6313-3

Property Details

APN / Parcel Number

Primary APNC56-000-589-6313-3
Alternative APNs
  • 00-2S-22-0585-0025-0120
  • 22S200058500250120

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area992 sqft Living Area
Gross Area1,700 sqft
1st Floor Area992 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialOther
Lot Area7,499 sqft (0.172 acres)
Lot Width75 ft Width
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
PorchEnclosed/Unfinished Porch
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address95 POMPANO ST
CityDESTIN
StateFL
Zip32541-3693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH 4 LOT 12 BLK 25
Legal SubdivisionCRYSTAL BEACH
Legal Block25
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1021
Census Tract23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 LAKEWOOD HEIGHTS DR, LAKEWOOD, CO 80215-4624
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2014 · Amount on Record
Deed SaleJan 14, 2014 · Amount on Record
Deed Document Number20142905323
Deed Book / Page3132 / 3916
Prior Transfer DateJan 10, 2014
Prior Transfer Doc0031323913
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address95 POMPANO ST, DESTIN, FL 32541-3693
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LAKEWOOD HERIGHTS DRIVE, LAKEWOOD, CO 80215-4624

Mortgage

Document Number0035954388
DateDec 29, 2021
Book Page3595/4388
Instrument3516247
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,550.00 (+12.99%)$597,924 (+7.75%) Land $509,656 Building $88,268$597,924 (+7.75%) Land $509,656 Building $88,268
2023$5,797.00 (+9.42%)$554,899 (+10.94%) Land $462,440 Building $92,459$554,899 (+10.94%) Land $462,440 Building $92,459
2022$5,298.00$500,165 Land $420,400 Building $79,765$500,165 Land $420,400 Building $79,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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