95 Plaza Dr, Centre, AL 35960 Property Records

Cherokee County property record for 95 Plaza Dr, Centre, AL 35960

Property Summary

Property Type	Other Improved
Details	built 2021
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on File
Tax Bill	$3,009 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-16-3-000-001.008`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-16-3-000-001.008`
Alternative APNs	`ALT APN:1405163000001008` `209020`

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Account Number	209020
Street Address	95 PLAZA DR
City	CENTRE
State	AL
Zip	35960-1136
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 8 BYPASS PLAZA SD PB 12/100
Legal Range	09E
Legal Township	10S
Legal Section	16
Legal Subdivision	BYPASS PLAZA SD
Legal Lot Number	8
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4031
Census Tract	956000

Owner

95 Plaza Dr is owned by a company.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 161, CENTRE, AL 35960-0161
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK
May 11, 2020	Deed of Trust, Mortgage · Seller Carry-Back JEFF D JOHNSON
Feb 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	95 PLAZA DR, CENTRE, AL 35960-1136
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212523
Date	Jun 12, 2020
Instrument	212523

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 11, 2021

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	95 PLAZA DR, CENTRE, AL 35960-1136
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212043
Date	May 11, 2020
Instrument	212043

Lender

Name	JEFF D JOHNSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	60 Months
Due	May 1, 2025

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	95 PLAZA DR, CENTRE, AL 35960-1136
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223001
Date	Feb 28, 2022
Instrument	223001

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 95 Plaza Dr was $3,009, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,009.00 (+6.97%)
2025	$2,813.00	$59,860 (-) Land $4,000 Building $55,860	$299,300 (-) Land $20,000 Building $279,300
2024	$2,813.00	$59,860 (-) Land $4,000 Building $55,860	$299,300 (-) Land $20,000 Building $279,300
2023	$2,813.00	$59,860 (-)	$299,300 (-) Land $20,000 Building $279,300
2022	$2,813.00	$59,860 Land $4,000 Building $55,860	$299,300 Land $20,000 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Plaza Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Plaza Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum, Verizon.

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