Kenton County property record for 95 Pitman Ct, Covington, KY 41017 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 931 sqft · built 1999 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,734 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-01-061.00 |
| Primary APN | 045-30-01-061.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 931 sqft Finished Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 95 PITMAN CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUMBERLAND RIDGE SEC 6 LOT 61 |
| Legal Subdivision | CUMBERLAND RIDGE |
| Legal Phase | 6 |
| Legal Lot Number | 61 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-01-061.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 PITMAN CT, FT MITCHELL, KY 41017-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 14, 2018 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2021 |
| Deed Sale | Aug 03, 2021 |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 20215900086 |
| Deed Book / Page | 108 / 279 |
| Prior Transfer Date | Apr 19, 2005 |
| Prior Transfer Doc | 0005900159 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 03, 2021 |
| Property Address | 95 PITTMAN CT, COVINGTON, KY 41017-9127 |
| Document Number | 0005900086 |
| Book / Page | 108 / 279 |
| Map Reference | SL A 279 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 21080305900086 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 95 PITTMAN CT, FT MITCHELL, KY 41017-9127 |
| Document Number | 0005900087 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 21080305900087 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 95 PITTMAN CT, COVINGTON, KY 41017-9127 |
| Document Number | 000M950333 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 95 PITTMAN CT FORT WRIGHT KY 410179127, FORT WRIGHT, KY 41017-9127 |
| Document Number | 000M950333 |
|---|---|
| Date | Sep 09, 2020 |
| Book Page | 000M95/000333 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 08, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 14, 2018 |
| Property Address | 95 PITTMAN CT, COVINGTON, KY 41017-9127 |
| Document Number | 0000000041 |
| Book / Page | 0I4147 / 000323 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 41 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 95 PITTMAN CT FT FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017 |
| Document Number | 42 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 0I4147/000327 |
| Instrument | 42 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,734.00 (-7.02%) | $175,000 (-) Land $25,000 Building $150,000 | $175,000 (-) Land $25,000 Building $150,000 |
| 2023 | $1,865.00 | $175,000 Land $25,000 Building $150,000 | $175,000 Land $25,000 Building $150,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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