95 Pinehurst Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 95 Pinehurst Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,726 sqft · built 1977
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Jul 2016)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-077004`

Property Details

APN / Parcel Number

Primary APN	`03-077004`
Alternative APN	`077004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,726 sqft Total Area
Utility Area	64 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Porch	Slab
Porch Area	140 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	077004
Street Address	95 PINEHURST RD
City	BERLIN
State	MD
Zip	21811-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-03-026 9750 SQ FT PINEHURST RD PL OCEAN PINES SEC 3
Legal Subdivision	OCEAN PINES SEC 03
Legal Lot Number	26
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	2
Census Block	2016
Census Tract	950700

Owner

Source: Worcester County records · APN 03-077004

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	95 PINEHURST RD, BERLIN, MD 21811-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Deed Book / Page	6811 / 180
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	95 PINEHURST RD, OCEAN PINES, MD 21811-1619
Document Number	0075120308
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 PINEHURST RD BERLIN MD 218111619, BERLIN, MD 21811-1619

Mortgage

Document Number	0075120308
Date	Oct 16, 2019
Book Page	007512/000308

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2029

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,700 (+34.62%)	$306,500 (+30.37%) Land $93,500 Building $213,000
2025	$1,720.00 (+4.31%) Homeowner's exemption
2023	$1,649.00 Homeowner's exemption	$210,000	$235,100 Land $82,200 Building $152,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	26 (1985–2015)
Claims Outside the SFHA	15 of 26
Most Recent Claim	Oct 2015 · tidal / storm surge
Claims by Event	Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 373 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OCEAN PINES serves 11,890 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.