95 Pine St, #B, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 95 Pine St, #B, Manchester, MA 01944

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 798 sqft · built 1989
Owner	2 Company Names on File
Last Sale	$435,000 (Oct 2020)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	May 2022 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0041 B:0000 L:102B`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0041 B:0000 L:102B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	798 sqft Living Area
Gross Area	1,564 sqft
Basement Area	421 sqft
Unfinished Basement	421 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	95 PINE ST, B
City	MANCHESTER
State	MA
Zip	01944-1018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	D
Legal Lot Number	102B
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	4
Census Block	4016
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	15 SOMERSET RD, LEXINGTON, MA 02420-3519
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Condominium Deed, Transfer
Oct 2, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Aug 1, 2005 · Amount on Record
Deed Book / Page	39014 / 545
Last Transfer Date	May 9, 2022
Transfer Doc	040925-378
Record Updated	Sep 20, 2026

May 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MANCHESTER MA
Recording Date	May 11, 2022
Property Address	95 PINE ST # B, B, MANCHESTER, MA 01944-1018
Document Number	040925-378
Book / Page	40925 / 378
Instrument Date	May 9, 2022
Instrument	20220511001440
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SOMERSET RD # 15, 15, LEXINGTON, MA 02420-3519

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MANCHESTER MA
Recording Date	Oct 2, 2020
Property Address	95 PINE ST # B, B, MANCHESTER, MA 01944-1018
Document Number	39014-545
Book / Page	39014 / 545
Instrument Date	Sep 30, 2020
Instrument	20201002004370
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 SOMERSET RD, LEXINGTON, MA 02420-3519

Mortgage

Document Number	201002004380
Date	Oct 2, 2020
Instrument	201002004380

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+8.13%)	$498,600 (+10.51%) Building $498,600	$557,460
2024	$4,219.00 (-3.92%)	$451,200 (+7.17%) Building $451,200
2023	$4,391.00	$421,000 Building $421,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1991–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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