95 Pine Knoll Rd, Endicott, NY 13760 Property Records

Tioga County and Owego Town property record for 95 Pine Knoll Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1960
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Aug 2021)
Tax Bill	$5,527 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493089 143.13-2-47`

Property Details

APN / Parcel Number

Primary APN	`493089 143.13-2-47`
Alternative APNs	`308914301300020470000000` `00000011075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	552 sqft
Finished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000011075
Street Address	95 PINE KNOLL RD
City	ENDICOTT
State	NY
Zip	13760-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	47.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	5
Census Block	5002
Census Tract	20300

Owner

95 Pine Knoll Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 PINE KNOLL RD, ENDICOTT, NY 13760-4325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Aug 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UHS EFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Nov 13, 2008 · Amount on File
Deed Document Number	20213698
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	95 PINE KNOLL RD, ENDICOTT, NY 13760-4325
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000005602
Date	Nov 12, 2021
Instrument	20210-00005602

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 4, 2021
Property Address	95 PINE KNOLL RD, ENDICOTT, NY 13760-4325
Document Number	2021000003698
Instrument Date	Jul 30, 2021
Instrument	20210-00003698
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILSON ST, BINGHAMTON, NY 13905-2005

Mortgage

Document Number	21000003699
Date	Aug 4, 2021
Instrument	210-00003699

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	95 PINE KNOLL RD, ENDICOTT, NY 13760-4325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19000003368
Date	Aug 26, 2019
Instrument	190-00003368

Lender

Name	UHS EFCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 95 Pine Knoll Rd was $5,527, down 0.1% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,527.00 (-0.05%)
2025	$5,530.00	$89,200 Land $14,700 Building $74,500	$170,718 Land $28,134 Building $142,584
2023		$89,200 Land $14,700 Building $74,500	$165,185 Land $27,222 Building $137,963
2019	$1,819.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 Pine Knoll Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1993–2018)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Aug 2018 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Pine Knoll Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #2 serves 2,754 people · EPA ID NY5305672
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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