Franklin County property record for 95 Phillips Rd, Royston, GA 30662
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2005 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031A-009 |
| Primary APN | 031A-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Heated Area |
| 1st Floor Area | 1,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 120 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13573 |
|---|---|
| Street Address | 95 PHILLIPS RD |
| City | ROYSTON |
| State | GA |
| Zip | 30662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED SUBURBAN |
| Legal Description | NAILS CREEK CROSSING LOT #22A 1.46 AC |
| Legal Subdivision | NAILS CREEK |
| Legal Lot Number | 22A |
| Jurisdiction | FRANKLIN GA |
| Township / Civil Division | SANDY CROSS |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 890300 |
Source: Franklin County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 PHILLIPS RD, ROYSTON, GA 30662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · FHA Mortgage ARCUS LENDING |
| Mar 11, 2022 | Warranty Deed, Transfer · FHA Mortgage ARCUS LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 |
| Deed Sale | Jul 1, 2025 |
| Prior Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 0000168774 |
| Deed Book / Page | 1687 / 74 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Mar 11, 2022 |
| Property Address | 95 PHILLIPS RD, ROYSTON, GA 30662 |
| Document Number | 001509/164 |
| Book / Page | 1509 / 164 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-000366 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 PHILLIPS RD, ROYSTON, GA 30662 |
| Document Number | 0000001509/0000000166 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 0000001509/0000000166 |
| Name | ARCUS LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN GA |
| Recording Date | Mar 11, 2022 |
| Property Address | 95 PHILLIPS RD, ROYSTON, GA 30662 |
| Document Number | 001509/164 |
| Book / Page | 1509 / 164 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-000366 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 PHILLIPS RD, ROYSTON, GA 30662 |
| Document Number | 0001509166 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 1509/166 |
| Name | ARCUS LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,614.00 (+14.63%) Homeowner's exemption | $71,883 (+27%) Land $14,600 Building $57,283 | $179,708 (+27%) Land $36,500 Building $143,208 |
| 2023 | $1,408.00 | $56,601 Land $5,904 Building $50,697 | $141,503 Land $14,760 Building $126,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAILS CREEK CROSSING private · serves 89 people · EPA ID GA1190052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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