Clay County property record for 95 Paddock Way, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,660 sqft · built 2021 |
| Lot Size | 3.19 acres (138,956 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $38,500 (Aug 2020) |
| Tax Bill | $1,790 (2026) |
| Deeds & Mortgages | Aug 2020 Sale Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 542900923877 |
| Primary APN | 542900923877 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,660 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 138,956 sqft (3.19 acres) |
| Account Number | 618666000 |
|---|---|
| Street Address | 95 PADDOCK WAY |
| City | WARNE |
| State | NC |
| Zip | 28909-0118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14A SADDLE RIDGE DEV |
| Legal Subdivision | SADDLE RIDGE |
| Legal Lot Number | 14A |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950202 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 PADDOCK WAY, WARNE, NC 28909-0118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Warranty Deed, Transfer |
| Aug 27, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2015 · Amount on Record |
| Deed Document Number | 20202033 |
| Deed Book / Page | 443 / 90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 95 PADDOCK WAY, WARNE, NC 28909-0118 |
| Document Number | 0000443/90 |
| Book / Page | 443 / 90 |
| Map Reference | CAB 4 SL 148 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020002033 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 TUSQUITTE VALLEY LN, 45, HAYESVILLE, NC 28904-7836 |
| Name | Verified Name |
|---|---|
| Address | 565 AQUONE RD, ANDREWS, NC 28901-7004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 27, 2020 |
| Property Address | 95 PADDOCK WAY, WARNE, NC 28909-0118 |
| Document Number | 0000443/41 |
| Book / Page | 443 / 41 |
| Map Reference | CAB 4 SL 536 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020001974 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 TUSQUITTE VALLEY LN, 45, HAYESVILLE, NC 28904-7836 |
| Name | Verified Name |
|---|---|
| Address | 45 TUSQUITTE VALLEY LN, HAYESVILLE, NC 28904-7836 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,790.00 (+11.88%) | $511,200 (+72.35%) Land $61,900 Building $449,300 | $511,200 (+72.35%) Land $61,900 Building $449,300 |
| 2025 | $1,600.00 (+14.78%) | $296,600 (-) Land $61,900 Building $234,700 | $296,600 (-) Land $61,900 Building $234,700 |
| 2023 | $1,394.00 | $296,600 Land $61,900 Building $234,700 | $296,600 Land $61,900 Building $234,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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