95 Otis St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 95 Otis St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$253,500 (Oct 2017)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:053 L:231`

Property Details

APN / Parcel Number

Primary APN	`BANG M:053 L:231`
Alternative APN	`2254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2254
Street Address	95 OTIS ST
City	BANGOR
State	ME
Zip	04401-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Subdivision	NATHANIEL COLLAMORE S
Legal Lot Number	231
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2005
Census Tract	300

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	95 OTIS ST, BANGOR, ME 04401-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY CREDIT UNION
Oct 25, 2017	Warranty Deed, Transfer BANGOR SAVINGS BANK
Oct 25, 2017	Warranty Deed, Transfer BANGOR SVGS BK
May 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	201733112
Deed Book / Page	14648 / 244
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	95 OTIS ST, BANGOR, ME 04401-4143
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177570001
Date	Jan 14, 2026
Book Page	17757/1
Instrument	693

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 25, 2017
Property Address	95 OTIS ST, BANGOR, ME 04401-4143
Document Number	0146480244
Book / Page	14648 / 0244
Instrument	000000033112
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033113
Date	Oct 25, 2017
Instrument	000000033113

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 25, 2017
Property Address	95 OTIS ST, BANGOR, ME 04401-4143
Document Number	0146480224
Book / Page	014648 / 000224
Instrument Date	Oct 13, 2017
Instrument	33112
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	146480246
Date	Oct 25, 2017
Book Page	014648/000246
Instrument	33113

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	May 16, 2017
Property Address	95 OTIS ST, BANGOR, ME 04401-4143
Document Number	0144830172
Book / Page	014483 / 000172
Instrument Date	May 12, 2017
Instrument	13381
Transaction Type	Transfer
Record Updated	Jun 1, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	95 OTIS ST BANGOR ME 044014143, BANGOR, ME 04401-4143

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,264.00 (+2.6%)	$353,900 (+7.54%) Land $42,800 Building $311,100
2024	$6,105.00 (+9.51%)	$329,100 (+13.05%) Land $40,800 Building $288,300	$274,930
2023	$5,575.00 (+6.25%)	$291,100 (+13.18%) Land $39,300 Building $251,800
2022	$5,247.00	$257,200 Land $39,300 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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