95 Osprey Point Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 95 Osprey Point Dr, Osprey, FL 34229

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 6 ba · 4,116 sqft · built 1990
Lot Size	0.977 acres (42,601 sqft)
Owner	Individual Name on Record
Last Sale	$2,300,000 (Jul 2021)
Tax Bill	$33,332 (2025)
Deeds & Mortgages	Jul 2021 Sale May 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0142-05-0010`

Property Details

APN / Parcel Number

Primary APN	`0142-05-0010`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,116 sqft Living Area
1st Floor Area	4,941 sqft
2nd Floor Area	3,258 sqft
Upper Floors Area	2,290 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Concrete
Lot Area	42,601 sqft (0.977 acres)
Lot Width	1 ft Width
Garage Type	Carport
Garage Area	968 sqft
Carport	Carport
Carport Area	212 sqft

Exterior Amenities

Pool Area	654 sqft
Porch	Finished/Screened Porch
Porch Area	3,116 sqft
Deck Area	160 sqft
Patio Area	1,371 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	95 OSPREY POINT DR
City	OSPREY
State	FL
Zip	34229-9246
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RSF1
Legal Description	LOTS 145 & 146, OAKS I, SINGLE FAMILY PLAT OF OAKS
Legal Range	18E
Legal Township	38S
Legal Section	03
Legal Subdivision	OAKS
Legal Tract	2173
Legal Lot Number	145 146
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1012
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3012 S CRAMER RD, TRIVOLI, IL 61569-9724
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC
May 28, 2019	Deed of Trust, Mortgage · ARM FIRST TENNESSEE BANK NA
Apr 4, 2019	Warranty Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	2021124005
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jul 2, 2021
Property Address	95 OSPREY POINT DR, OSPREY, FL 34229-9246
Document Number	0000124005
Map Reference	MB 28 PG 48A-48S
Instrument Date	Jul 2, 2021
Instrument	2021124005
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 HUNTING RIDGE RD, 70, EASTON, CT 06612-1058

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 OSPREY POINT DR, OSPREY, FL 34229-9246

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	95 OSPREY POINT DR, OSPREY, FL 34229-9246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069921
Date	May 28, 2019
Instrument	2019069921

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.61%
Index	1-Year CMT
Max Rate	8.61%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 4, 2019
Property Address	95 OSPREY POINT DR, OSPREY, FL 34229-9246
Document Number	0000042762
Instrument Date	Apr 1, 2019
Instrument	42762
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$6,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 OSPREY POINT DR OSPREY FL 342299246, OSPREY, FL 34229-9246

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,332.00 (+11.94%)	$2,905,100 (+19.72%) Land $724,500 Building $2,180,600	$2,905,100 (+19.72%) Land $724,500 Building $2,180,600
2023	$29,776.00 (+9.16%)	$2,426,500 (+10.29%) Land $435,600 Building $1,990,900	$2,426,500 (+10.29%) Land $435,600 Building $1,990,900
2022	$27,278.00	$2,200,100 Land $360,200 Building $1,839,900	$2,200,100 Land $360,200 Building $1,839,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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