95 Old State Rd, Berkshire, MA 01224 Property Records

Berkshire County and Lanesborough Town property record for 95 Old State Rd, Berkshire, MA 01224

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,374 sqft · built 1949
Lot Size	1.66 acres (72,301 sqft)
Owner	Individual Name on Record
Last Sale	$6,500 (May 2020)
Tax Bill	$4,616 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2017 Sale & Mortgage
APN	`LANE M:121 L:21`

Property Details

APN / Parcel Number

Primary APN	`LANE M:121 L:21`
Alternative APN	`M:121 B:21`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	800 sqft
Basement Area	916 sqft
Unfinished Basement	458 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	72,301 sqft (1.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 OLD STATE RD
City	BERKSHIRE
State	MA
Zip	01224-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	21
Jurisdiction	LANESBORO MA
Township / Civil Division	LANESBOROUGH
Census Block Group	1
Census Block	1053
Census Tract	911100

Owner

Source: Berkshire County and Lanesborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	95 OLD STATE RD, BERKSHIRE, MA 01224-9539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	202092
Deed Book / Page	1711 / 591
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	001711-591
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANESBORO MA
Property Address	95 OLD STATE RD, LANESBOROUGH, MA 01224-9539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01798-1090
Date	Aug 1, 2022
Book Page	1798/1090
Instrument	4821

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANESBORO MA
Recording Date	Jan 3, 2017
Property Address	95 OLD STATE RD, LANESBOROUGH, MA 01224-9539
Document Number	01613-1115
Book / Page	1613 / 1115
Instrument	24
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016140001
Date	Jan 3, 2017
Instrument	01614/0001

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Berkshire County and Lanesborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Lanesborough Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,616.00 (+5.58%)	$267,000 (+2.18%) Land $77,300 Building $167,800	$276,913
2025	$4,372.00 (+8.81%)	$261,300 (+10.63%) Land $77,300 Building $184,000
2024	$4,018.00 (+1.11%)	$236,200 (+5.02%) Land $77,300 Building $158,900
2023	$3,974.00	$224,900 Land $73,600 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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