95 Ohio Ave, Earleville, MD 21919 Property Records

Cecil County property record for 95 Ohio Ave, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2003
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$2,468 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-058924`

Property Details

APN / Parcel Number

Primary APN	`01-058924`
Alternative APNs	`1058924` `058924`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Built-in
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	058924
Street Address	95 OHIO AVE
City	EARLEVILLE
State	MD
Zip	21919-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 15-16-17-.43 A. 95 OHIO AVENUE CHESAPEAKE HAVEN
Legal Subdivision	CHESAPEAKE HAVEN
Legal Block	18
Legal Lot Number	15-17
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	3
Census Block	3044
Census Tract	30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 OHIO AVE, EARLEVILLE, MD 21919-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer KIRSH TITLE SERVICES, KIRSH TITLE
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Sep 26, 2016 · Amount on Record
Deed Book / Page	5827 / 344
Prior Transfer Date	Jan 20, 2016
Prior Transfer Doc	0038420015
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Aug 6, 2026
Property Address	95 OHIO AVE, EARLEVILLE, MD 21919-2602
Document Number	5827000344
Book / Page	5827 / 344
Instrument Date	Jul 29, 2026
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE

Transaction

Amount	Amount Recorded
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 OHIO AVE, EARLEVILLE, MD 21919-2602

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	95 OHIO AVE, EARLEVILLE, MD 21919-2602
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047000470
Date	Oct 9, 2020
Book Page	4700/470

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	95 OHIO AVE, EARLEVILLE, MD 21919-2602
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050060056
Date	Oct 18, 2021
Book Page	5006/56

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,468.00 (+3.09%) Homeowner's exemption	$229,833 (+4.91%)	$240,600 (-) Land $68,300 Building $172,300
2025	$2,394.00 (+56.06%) Homeowner's exemption	$219,067 (+9.83%)	$240,600 (+15.51%) Land $68,300 Building $172,300
2023	$1,534.00 Homeowner's exemption	$199,467	$208,300 Land $68,300 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	21 (1979–2024)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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