95 Oak Hill Dr, Covington, GA 30016 Property Records

Newton County property record for 95 Oak Hill Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,644 sqft · built 2003
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$113,500 (May 2016)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0028B-00000-085-000`

Property Details

APN / Parcel Number

Primary APN	`0028B-00000-085-000`
Alternative APNs	`0028B 085` `15689`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,644 sqft Heated Area
1st Floor Area	1,644 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15689
Street Address	95 OAK HILL DR
City	COVINGTON
State	GA
Zip	30016-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 124 OAK HILL PHASE 2
Legal Subdivision	OAK HILL S/D
Legal Phase	2
Legal Lot Number	124
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1009
Census Tract	100902

Owner

95 Oak Hill Dr is owned and occupied by two individuals who acquired it in February 2024.

Source: Newton County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 OAK HILL DR, COVINGTON, GA 30016-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Quit Claim Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL
Dec 18, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	Dec 11, 2003 · Amount on File
Deed Document Number	20161940
Deed Book / Page	3445 / 602
Last Transfer Date	Feb 19, 2024
Transfer Doc	0045940251
Record Updated	Jun 8, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 26, 2024
Property Address	95 OAK HILL DR, COVINGTON, GA 30016-2552
Document Number	0045940251
Book / Page	4594 / 251
Instrument Date	Feb 19, 2024
Instrument	D2024001952
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 OAK HILL DR, COVINGTON, GA 30016-2552

Mortgage

Document Number	D2024001953
Date	Feb 26, 2024
Instrument	D2024001953

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jan 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	95 OAK HILL DR, COVINGTON, GA 30016-2552
Document Number	0039540158
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 OAK HILL DR COVINGTON GA 300162552, COVINGTON, GA 30016-2552

Mortgage

Document Number	0039540158
Date	Jan 27, 2020
Book Page	003954/000158
Instrument	1128

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 95 Oak Hill Dr was $2,934 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 Homeowner's exemption	$120,320 Land $17,600 Building $102,720	$300,800 Land $44,000 Building $256,800
2023		$106,200 Land $7,200 Building $99,000	$265,500 Land $18,000 Building $247,500
2022	$2,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Oak Hill Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Oak Hill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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