Rensselaer County and Schaghticoke Town property record for 95 Northline Dr, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1974 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,547 (2026) |
| Deeds & Mortgages | Jun 2022 Sale Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 41.-1-47 |
| Primary APN | 384289 41.-1-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 144 sqft |
| Finished Basement | 144 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 209 ft Width |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 315J148157 |
|---|---|
| Street Address | 95 NORTHLINE DR |
| City | MELROSE |
| State | NY |
| Zip | 12121-1909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51902 |
95 Northline Dr is owner-occupied and held in a trust.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 35 MATALA DR, SCHAGHTICOKE, NY 12154-3121 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed, Transfer |
| Feb 6, 2020 | Deed of Trust, Mortgage · Line of Credit PIONEER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jun 23, 2022 |
| Property Address | 95 NORTHLINE DR, MELROSE, NY 12121-1909 |
| Document Number | 0100990143 |
| Book / Page | 10099 / 143 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022-612947 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 MATALA DR, SCHAGHTICOKE, NY 12154-3121 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 95 NORTHLINE DR, MELROSE, NY 12121-1909 |
| Document Number | 0000565197 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 95 NORTHLINE DR MELROSE NY 121211909, MELROSE, NY 12121-1909 |
| Document Number | 0000565197 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 009099/000045 |
| Instrument | 565197 |
| Name | PIONEER BK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 26, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 95 Northline Dr was $4,547 with exemptions applied, up 2.7% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,547.00 (+2.73%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,426.00 | $34,800 Land $10,300 Building $24,500 | $244,382 Land $72,331 Building $172,051 |
| 2023 | $34,800 Land $10,300 Building $24,500 | $216,822 Land $64,174 Building $152,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Northline Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Northline Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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