95 North St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 95 North St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,508 sqft · built 2009
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,773 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:039 L:057`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:039 L:057`
Alternative APNs	`M:039 B:057` `3206`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	1,380 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	95 NORTH ST
City	WESTBROOK
State	ME
Zip	04092-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	57
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1012
Census Tract	2700

Owner

Source: Cumberland County and Westbrook City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 NORTH ST, WESTBROOK, ME 04092-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SVGS
Mar 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jan 17, 2018	Deed of Trust, Mortgage WELLS FARGO BANK
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Recording Date	Sep 22, 2026
Property Address	95 NORTH ST, WESTBROOK, ME 04092-3547
Document Number	0000041797
Book / Page	42558 / 109
Instrument Date	Sep 17, 2026
Instrument	202641797
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 NORTH ST, WESTBROOK, ME 04092-3547

Mortgage

Document Number	0000041797,
Date	Sep 22, 2026
Book Page	42558/109
Instrument	202641797

Lender

Name	SACO & BIDDEFORD SVGS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	95 NORTH ST, WESTBROOK, ME 04092-3547
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406630066
Date	Mar 22, 2024
Book Page	40663/66
Instrument	9436

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	95 NORTH ST, WESTBROOK, ME 04092-3547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345990292
Date	Jan 17, 2018
Book Page	34599/0292
Instrument	000000002537

Lender

Name	WELLS FARGO BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	95 NORTH ST, WESTBROOK, ME 04092-3547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0361820314
Date	Nov 19, 2019
Book Page	36182/314
Instrument	59287

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,773.00 (+9.88%)	$346,100 (+19.22%) Land $84,600 Building $261,500
2022	$5,254.00	$290,300 Land $70,500 Building $219,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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