95 North St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 95 North St, Three Rivers, MA 01080 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	667 sqft Living Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2014)
Tax Bill	$3,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`PALM M:77 B:38`
Alternative APN	`M:0077 L:000038`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	11 Rooms
Building Area	667 sqft Living Area
Gross Area	1,789 sqft Gross Area
1st Floor	667 sqft 1st Floor
Basement Area	667 sqft Basement
Unfinished Basement	667 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	95 NORTH ST
City	THREE RIVERS
State	MA
Zip	01080-1026
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	38
Jurisdiction	PALMER MA
Minor Civil Division	PALMER TOWN
Census Blockgroup	2
Census Block	2000
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records · APN PALM M:77 B:38

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 NORTH ST, THREE RIVERS, MA 01080-1026
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Apr 25, 1997 · Amount on Record
Deed Book / Page	20513 / 102
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	95 NORTH ST, THREE RIVERS, MA 01080-1026
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023656-459
Date	Jan 19, 2021
Book Page	23656/459
Instrument	3806

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00 (+6.55%)	$180,300 (+10.21%) Land $63,200 Building $117,100	$213,465 (-1.88%)
2024	$3,085.00 (-6.2%)	$163,600 (-1.92%) Land $57,500 Building $106,100	$217,550
2023	$3,289.00	$166,800 Land $57,500 Building $109,300

Flood & Wildfire

95 North St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.