Fayette County property record for 95 Nicholas Dr, Somerville, TN 38068
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,586 sqft · built 2021 |
| Lot Size | 0.168 acres (7,357 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,900 (Jul 2021) |
| Deeds & Mortgages | Mar 2021 Construction Loan Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024090F C 01214 |
| Primary APN | 024090F C 01214 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,357 sqft |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 95 NICHOLAS DR |
|---|---|
| City | SOMERVILLE |
| State | TN |
| Zip | 38068-1684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NICHOLAS PLACE 8 OUT OF 12.05 |
| Legal Subdivision | NICHOLAS PLACE |
| Legal Lot Number | 8 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 60502 |
Source: Fayette County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4533 EUREKATON RD, WHITEVILLE, TN 38075-6023 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage PARTNERS BANK |
| Jul 9, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTBANK |
| Nov 23, 2020 | Warranty Deed, Transfer DELTA TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Prior Sale | Nov 23, 2020 · Amount on File |
| Deed Document Number | 21006271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 95 NICHOLAS DR, SOMERVILLE, TN 38068-1684 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | DELTA TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3330 HOLLOW CREEK RD, GERMANTOWN, TN 38138-8604 |
| Document Number | 0000002271 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 21002271 |
| Name | PARTNERS BANK |
|---|---|
| Type | Bank |
| Address | HELENA, AR 72342 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 9, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Jul 9, 2021 |
| Property Address | 95 NICHOLAS DR, SOMERVILLE, TN 38068-1684 |
| Document Number | 0000006271 |
| Map Reference | MB 11 PG 178 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 21006271 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $813.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4533 EUREATON ROAD, WHITEVILLE, TN 38075-6023 |
| Document Number | 0000006272 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 21006272 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAYETTE TN |
| Recording Date | Nov 23, 2020 |
| Property Address | 95 NICHOLAS DR, SOMERVILLE, TN 38068-1684 |
| Document Number | 0000009467 |
| Map Reference | MB 9 PG 112 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 20009467 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | DELTA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,198.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3354, CORDOVA, TN 38088-3354 |
| Investor | Possibly a Property Investor |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Somerville Town |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $68,900 (+45.28%) Land $6,250 Building $62,650 | $275,600 (+45.28%) Land $25,000 Building $250,600 |
| 2023 | $47,425 Land $4,950 Building $42,475 | |
| 2021 | $189,700 Land $19,800 Building $169,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERVILLE WATER SYSTEM serves 5,354 people · EPA ID TN0000641 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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