95 Narragansett St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 95 Narragansett St, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 962 sqft · built 1950
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Tax Bill$3,752 (2025)
Deeds & MortgagesFeb 2019 Loan Modification
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNGRHM M:107 B:040 L:000

Property Details

APN / Parcel Number

Primary APNGRHM M:107 B:040 L:000
Alternative APN
  • 2923

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area962 sqft Living Area
Gross Area3,070 sqft
1st Floor Area962 sqft
AtticAttic
Attic Area780 sqft
Basement Area825 sqft
Unfinished Basement825 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1989
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2923
Street Address95 NARRAGANSETT ST
CityGORHAM
StateME
Zip04038-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal Block40
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group3
Census Block3004
Census Tract4002

Owner

95 Narragansett St is owned and occupied by two individuals.

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address95 NARRAGANSETT ST, GORHAM, ME 04038-1411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2019Loan Modification, Mortgage
JP MORGAN CHASE BK
Sep 1, 2017Loan Modification, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGORHAM ME
Property Address95 NARRAGANSETT ST, GORHAM, ME 04038-1411
Document Number0354610306
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 NARRAGANSETT ST GORHAM ME 040381411, GORHAM, ME 04038-1411

Mortgage

Document Number0354610306
DateFeb 14, 2019
Book Page035461/000306
Instrument6313
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-4009
Agreement
AmountAmount on Record
Term360 Months
DueFeb 13, 2049
Interest
Rate3.5%

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGORHAM ME
Property Address95 NARRAGANSETT ST, GORHAM, ME 04038-1411
Document Number0343520257
Book / Page034352 / 000257
Instrument DateSep 1, 2017
Transaction TypeMortgage
Record UpdatedOct 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 NARRAGANSETT ST GORHAM ME 040381411, GORHAM, ME 04038-1411

Mortgage

Document Number0343520257
DateSep 29, 2017
Book Page034352/000257
Instrument50098
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
AmountAmount on Record
Term300 Months
DueSep 28, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 95 Narragansett St was $3,752, up 0.7% from the year before.

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,752.00 (+0.7%)$253,500 (-) Land $92,300 Building $161,200
2024$3,726.00$253,500 Land $92,300 Building $161,200
2022$3,257.00$253,500 Land $92,300 Building $161,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Narragansett St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Narragansett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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