Breathitt County property record for 95 Napier Rd, Lost Creek, KY 41348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,429 sqft · built 1995 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $84 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 183-00-00-059.00 |
| Primary APN | 183-00-00-059.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,429 sqft Living Area |
| Basement Area | 429 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Driveway | Gravel Driveway |
| Cooling System | None |
|---|
| Account Number | 5444 |
|---|---|
| Street Address | 95 NAPIER RD |
| City | LOST CREEK |
| State | KY |
| Zip | 41348-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .71 AC & 1 HOUSE |
| Jurisdiction | BREATHITT KY |
| Township / Civil Division | HARDSHELL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920700 |
95 Napier Rd is owned and occupied by an individual.
Source: Breathitt County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 253, LOST CREEK, KY 41348-0253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Breathitt County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breathitt County |
| Unified School District | Breathitt County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,000 Land $46,000 | $46,000 Land $46,000 | |
| 2023 | $84.00 Homeowner's exemption Veteran's exemption | $52,500 | $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Napier Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (2003–2022) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Napier Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREATHITT CO WATER DISTRICT serves 5,068 people · EPA ID KY0131012 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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