DeSoto County property record for 95 N Parkway St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,804 sqft · built 1995 |
| Lot Size | 0.461 acres (20,074 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-75-4-00037-00 |
| Primary APN | 3-08-1-12-75-4-00037-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,804 sqft Adjusted Area |
| 1st Floor Area | 1,797 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,074 sqft (0.461 acres) |
| Lot Dimensions | 160 ft deep x 110 ft wide |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Street Address | 95 N PARKWAY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | PARKWAY VILLAGE S-D SEC A LOT 37 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | PARKWAY VILLAGE S-D |
| Legal Lot Number | 37 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 N PARKWAY ST, HERNANDO, MS 38632-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 21, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Dec 17, 2021 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2012 |
| Transfer Doc | 000688/570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 95 N PARKWAY ST, HERNANDO, MS 38632-1612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 95 N PARKWAY ST, HERNANDO, MS 38632-1612 |
| Investor | Possibly a Property Investor |
| Document Number | 5661/103504 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 5661/103504 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 17, 2021 |
| Property Address | 95 N PARKWAY ST, HERNANDO, MS 38632-1612 |
| Document Number | 0000982/96 |
| Book / Page | 982 / 96 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Dec 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Investor | Possibly a Property Investor |
| Document Number | 0005423613 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 5423/613 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 17, 2021 |
| Property Address | 95 N PARKWAY ST, HERNANDO, MS 38632-1612 |
| Document Number | 0000982/96 |
| Book / Page | 982 / 96 |
| Map Reference | MB 136 PG 38 |
| Instrument Date | Dec 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, NESBIT, MS 38651-0488 |
| Investor | Possibly a Property Investor |
| Document Number | 0005423613 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 5423/613 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (-16.04%) | $14,780 (-) Land $1,800 Building $12,980 | $147,801 (-) Land $18,000 Building $129,801 |
| 2023 | $1,010.00 | $14,780 | $147,801 Land $18,000 Building $129,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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