Polk County property record for 95 N Park Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,018 sqft · built 2013 |
| Lot Size | 20.8 acres (907,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Sep 2002) |
| Tax Bill | $5,636 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P54-52 |
| Primary APN | P54-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,018 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 907,790 sqft (20.8 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 28141 |
|---|---|
| Street Address | 95 N PARK LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #34 SE3CT G, LAKE ADGER, 0N02 NORTH PARK 09 |
| Legal Subdivision | NORTH PARK |
| Legal Lot Number | 34 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 N PARK LN, MILL SPRING, NC 28756-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2002 · Amount on Record |
| Deed Sale | Sep 17, 2002 · Amount on Record |
| Prior Sale | Aug 30, 2000 · Amount on Record |
| Deed Book / Page | 88 / 900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 95 N PARK LN, MILL SPRING, NC 28756-6826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000437/0000000069 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 0000000437/0000000069 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,636.00 | $1,121,985 (-) Land $238,400 Building $883,585 | $1,121,985 (-) Land $238,400 Building $883,585 |
| 2025 | $5,636.00 (+57.47%) | $1,121,985 (+101.47%) Land $238,400 Building $883,585 | $1,121,985 (+101.47%) Land $238,400 Building $883,585 |
| 2023 | $3,579.00 | $556,912 Land $139,040 Building $417,872 | |
| 2021 | $556,912 Land $139,040 Building $417,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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