95 N 500 W, Payson, UT 84651 Property Records

Utah County property record for 95 N 500 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,276 sqft · built 1900
Lot Size	0.27 acres (11,778 sqft)
Owner	2 Individual Names on File
Last Sale	$327,262 (Dec 2024)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-086-0021`

Property Details

APN / Parcel Number

Primary APN	`08-086-0021`
Alternative APN	`010936`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,276 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,778 sqft (0.27 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	010936
Street Address	95 N 500 W
City	PAYSON
State	UT
Zip	84651-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 2.5 CH & E .66 CH FR SW COR. LOT 3, BLK. 2, PLAT N, PAYSON CITY SURVEY; E 1.545 CH; N 1.75 CH; W 1.545 CH; S 1.75 CH TO BEG. AREA 0.270 AC.
Legal Subdivision	UNK
Legal Block	2
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2024
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

95 N 500 W is owned and occupied by two individuals who bought it in December 2024.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 N 500 W, PAYSON, UT 84651-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 7, 2021	Loan Modification, Mortgage LAKEVIEW LN SERVICING
Sep 1, 2018	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Prior Sale	Aug 31, 2009 · Amount on File
Deed Document Number	202487309
Prior Transfer Date	Dec 10, 2024
Prior Transfer Doc	0000087334
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 N 500 W, PAYSON, UT 84651-2026
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039861
Date	Mar 30, 2022
Instrument	39861:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 N 500 W, PAYSON, UT 84651-2026
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200705
Date	Dec 1, 2021
Instrument	200705:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	95 N 500 W, PAYSON, UT 84651-2026
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	VISTA TITLE INC, TITAN TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131888
Date	Jul 28, 2021
Instrument	131888:2021

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	95 N 500 W, PAYSON, UT 84651-2026
Document Number	0000109304
Instrument Date	Apr 7, 2021
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 N 500 W PAYSON UT 846512026, PAYSON, UT 84651-2026

Mortgage

Document Number	0000109304
Date	Jun 16, 2021
Instrument	109304

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2051

Interest

Rate	3.12%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	95 N 500 W, PAYSON, UT 84651-2026
Document Number	0000084002
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 N 500 W PAYSON UT 846512026, PAYSON, UT 84651-2026

Mortgage

Document Number	0000084002
Date	Sep 4, 2018
Instrument	84002

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 95 N 500 W was $1,731.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,390 (-42.69%)	$329,800 (+4.2%) Land $137,900 Building $191,900
2025	$1,731.00	$316,500 Land $131,400 Building $185,100	$316,500 Land $131,400 Building $185,100
2024	$1,731.00 (+10.18%)
2023	$1,571.00 (-11.89%)	$160,380	$291,600 Land $113,300 Building $178,300
2022	$1,783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 N 500 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 N 500 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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