95 Mulberry St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 95 Mulberry St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,018 sqft · built 1895
Lot Size	0.054 acres (2,352 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jun 2013)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094-0005-0091-00`

Property Details

APN / Parcel Number

Primary APN	`094-0005-0091-00`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,018 sqft Living Area
Gross Area	4,146 sqft
1st Floor Area	978 sqft
2nd Floor Area	1,440 sqft
Basement Area	1,728 sqft
Finished Basement	600 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	2,352 sqft (0.054 acres)
Lot Dimensions	48 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	95 MULBERRY ST
City	CINCINNATI
State	OH
Zip	45202-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM07
Legal Description	95 MULBERRY ST 0.0540 AC
Legal Subdivision	REEDERS SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1000
Census Tract	1700

Owner

95 Mulberry St is owned and occupied by two individuals who bought it in June 2013.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jun 21, 2022	Transfer on Death Deed, Transfer
Jan 31, 2020	Quit Claim Deed, Transfer UNION SVGS
Oct 1, 2017	Loan Modification, Mortgage CHEMICAL BK
Oct 1, 2017	Loan Modification, Mortgage · Conventional Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2013 · Amount on File
Deed Sale	Jun 4, 2013 · Amount on File
Deed Document Number	201374112
Deed Book / Page	12330 / 1129
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0000000112
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125720
Date	Oct 15, 2021
Book Page	14524/2512
Instrument	2021-0125720

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	318 Months
Due	Apr 1, 2048

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 21, 2022
Property Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Document Number	0000061295
Book / Page	14692 / 2003
Map Reference	MB 91 PG 266
Instrument Date	Jun 17, 2022
Instrument	2022-0061295
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Investor	Possibly a Property Investor

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 31, 2020
Property Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Document Number	0000010824
Book / Page	014095 / 001489
Instrument Date	Jan 24, 2020
Instrument	10824
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MULBERRY ST CINCINNATI OH 452028922, CINCINNATI, OH 45202-8922

Mortgage

Document Number	10825
Date	Jan 31, 2020
Book Page	014095/001491
Instrument	10825

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jan 30, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Document Number	0000014046
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 MULBERRY ST CINCINNATI OH 452028922, CINCINNATI, OH 45202-8922

Mortgage

Document Number	0000014046
Date	Feb 20, 2018
Book Page	013608/001246
Instrument	14046

Lender

Name	CHEMICAL BK
Type	Bank
Address	TROY, MI 48084

Agreement

Amount	Amount on Record
Term	336 Months
Due	Feb 19, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.62%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	95 MULBERRY ST, CINCINNATI, OH 45202-8922
Document Number	0000014047
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	95 MULBERRY ST CINCINNATI OH 452028922, CINCINNATI, OH 45202-8922

Mortgage

Document Number	0000014047
Date	Feb 20, 2018
Book Page	013608/001252
Instrument	14047

Lender

Name	CHEMICAL BK
Type	Bank
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 19, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 95 Mulberry St was $9,024, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,024.00 (+3.14%)	$146,629 (-) Land $24,493 Building $122,136	$418,940 Land $69,980 Building $348,960
2024	$8,749.00 (-2.21%)	$146,629 (-) Land $24,493 Building $122,136
2023	$8,947.00 (+11.09%)	$146,629 (+23.86%) Land $24,493 Building $122,136	$418,940 Land $69,980 Building $348,960
2022	$8,054.00 Homeowner's exemption	$118,384 Land $19,593 Building $98,791
2020			$338,240 Land $55,980 Building $282,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Mulberry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Mulberry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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