95 Millbrook Rd, Bedford, NY 10506 Property Records

Westchester County and Bedford Town property record for 95 Millbrook Rd, Bedford, NY 10506

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,520 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$10,400 (Aug 2013)
Tax Bill	$23,056 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552000 95.7-1-12`

Property Details

APN / Parcel Number

Primary APN	`552000 95.7-1-12`
Alternative APNs	`200009500700010120000000` `00000530900`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,324 sqft
2nd Floor Area	1,196 sqft
Basement Area	980 sqft
Finished Basement	980 sqft
Unfinished Basement	980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000530900
Street Address	95 MILLBROOK RD
City	BEDFORD
State	NY
Zip	10506-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	HUNTINGTON ACRES
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2013
Census Tract	12700

Owner

95 Millbrook Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Westchester County and Bedford Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2013 · Amount on File
Deed Sale	Aug 20, 2013 · Amount on File
Prior Sale	Jan 22, 1997 · Amount on File
Deed Document Number	2013532203517
Prior Transfer Date	Aug 13, 2013
Prior Transfer Doc	0532203517
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708

Mortgage

Document Number	0621263029
Date	May 6, 2022
Instrument	621263029

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708

Mortgage

Document Number	0612174115
Date	Aug 6, 2021
Instrument	612174115

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 MILLBROOK RD, BEDFORD, NY 10506-1708

Mortgage

Document Number	0612174116
Date	Aug 6, 2021
Instrument	612174116

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 95 Millbrook Rd was $23,056, up 8.1% from the year before.

Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Bedford Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,056.00 (+8.08%)
2025	$21,332.00	$91,190 (-0.01%) Land $21,000 Building $70,190	$1,192,026 (+6.14%) Land $274,510 Building $917,516
2024		$91,195 (-) Land $21,000 Building $70,195	$1,123,091 (+4.56%) Land $258,621 Building $864,470
2023		$91,195 Land $21,000 Building $70,195	$1,074,146 Land $247,350 Building $826,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Millbrook Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2023)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Millbrook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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