95 Mill St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 95 Mill St, Naugatuck, CT 06770

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 647 sqft · built 1915
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Aug 2023)
Tax Bill$3,338 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNAUG M:G-13.5W30

Property Details

APN / Parcel Number

Primary APNNAUG M:G-13.5W30
Alternative APNs
  • NAUG M:043 L:6710
  • AF12 13.5W30
  • 043-6710
  • 43-6710

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area647 sqft Living Area
Gross Area1,630 sqft
1st Floor Area647 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number43-6710
Street Address95 MILL ST
CityNAUGATUCK
StateCT
Zip06770-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Lot Number6710
JurisdictionNAUGATUCK CT
Township / Civil DivisionNAUGATUCK
Census Block Group1
Census Block1000
Census Tract345400

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address95 MILL ST, NAUGATUCK, CT 06770-1801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC
Sep 8, 2021Warranty Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleSep 8, 2021 · Amount on Record
Deed Document Number20232345
Deed Book / Page1126 / 382
Transfer Doc985-500
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateAug 16, 2023
Property Address95 MILL ST, NAUGATUCK, CT 06770-1801
Document Number001126-382
Book / Page1126 / 382
Instrument DateJul 31, 2023
Instrument20232345
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 MILL ST, NAUGATUCK, CT 06770-1801

Mortgage

Document Number0020232346
DateAug 16, 2023
Instrument2023-2346
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAUGATUCK CT
Recording DateSep 8, 2021
Property Address95 MILL ST, NAUGATUCK, CT 06770-1801
Document Number001082-909
Book / Page1082 / 909
Instrument DateSep 2, 2021
Instrument3999
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 MILL ST, NAUGATUCK, CT 06770-1801
InvestorPossibly a Property Investor

Mortgage

Document Number0000004000
DateSep 8, 2021
Instrument4000
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityNaugatuck Borough
Unified School DistrictNaugatuck School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,338.00 (+1.64%)$82,530 (-) Land $28,840 Building $53,690$195,352 (+238.15%)
2025$3,284.00$82,530 (-) Land $28,840 Building $53,690$57,771 Land $20,188 Building $37,583
2024$3,284.00 (-11.08%)
2023$3,693.00 (+11.71%)$82,530 (+19.19%) Land $28,840 Building $53,690
2022$3,306.00$69,240 Land $30,590 Building $38,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NAUGATUCK REGION-CENTRAL SYSTEM
private · serves 22,735 people · EPA ID CT0880011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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