95 Mill Creek Cir, Arnold, CA 95223 Property Records

Calaveras County property record for 95 Mill Creek Cir, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 1989
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Apr 2018)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Nov 2020 Transfer Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-067-011-000`

Property Details

APN / Parcel Number

Primary APN	`026-067-011-000`
Alternative APN	`026067011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,163 sqft Living Area
1st Floor Area	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	95 MILL CREEK CIR
City	ARNOLD
State	CA
Zip	95223-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R312PD
Legal Description	MILL WOODS UNIT 2 PHASE 1 SR LOT 44
Legal Subdivision	MILL WOODS
Legal Lot Number	44
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1000
Census Tract	501

Owner

95 Mill Creek Cir is owned by an individual who acquired it in November 2020.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5158 WYLDERIDGE DR, MURPHYS, CA 95247-9615
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2018	Grant Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Jan 5, 2016 · Amount on File
Deed Document Number	20184275
Last Transfer Date	Nov 5, 2020
Transfer Doc	0000016492
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 9, 2020
Property Address	95 MILL CREEK CIR, ARNOLD, CA 95223-9691
Document Number	0000016492
Instrument Date	Nov 5, 2020
Instrument	16492
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5158 WYLDERIDGE DR MURPHYS CA 952479615, MURPHYS, CA 95247-9615

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 24, 2018
Property Address	95 MILL CREEK CIR, ARNOLD, CA 95223-9691
Document Number	0000004275
Instrument Date	Apr 16, 2018
Instrument	4275
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5158 WYLDERIDGE DR MURPHYS CA 952479615, MURPHYS, CA 95247-9615

Mortgage

Document Number	4276
Date	Apr 24, 2018
Instrument	4276

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95 Mill Creek Cir was $2,921.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,825 (+2%) Land $29,011 Building $193,814
2025	$2,921.00	$218,457 Land $28,443 Building $190,014
2023	$2,840.00 (+6.73%)	$209,977 Land $27,340 Building $182,637
2022	$2,661.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 95 Mill Creek Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Feb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Mill Creek Cir is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CCWD - EBBETTS PASS serves 11,545 people · EPA ID CA0510016
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Creek Cir

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