Lapeer County property record for 95 Meadow Ln, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1970 |
| Lot Size | 0.364 acres (15,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,000 (Jul 2017) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-350-010-00 |
| Primary APN | 008-350-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 15,856 sqft (0.364 acres) |
| Lot Dimensions | 176 ft deep x 90 ft wide |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 95 MEADOW LN |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 76 400 000 00 T7N R9E POIT ESTATES LOT 10. |
| Legal Subdivision | POIT ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 336000 |
95 Meadow Ln is owned and occupied by two individuals who acquired it in March 2025.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI CASON HM LNS |
| Jul 28, 2017 | Warranty Deed, Transfer CASON HM LNS |
| Jul 28, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on File |
| Deed Sale | Jul 28, 2017 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Book / Page | 2907 / 909 |
| Last Transfer Date | Mar 11, 2025 |
| Transfer Doc | 0034460441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Document Number | 0033550716 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 3355/716 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 16, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Document Number | 0030860684 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 95 MEADOW LN LAPEER MI 484462819, LAPEER, MI 48446-2819 |
| Document Number | 0030860684 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 003086/000684 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 28, 2017 |
| Property Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Document Number | 0029070909 |
| Book / Page | 002907 / 000909 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 PEPPERMILL CIR LAPEER MI 484462678, LAPEER, MI 48446-2678 |
| Document Number | 29070911 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 002907/000911 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33418 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 28, 2017 |
| Property Address | 95 MEADOW LN, LAPEER, MI 48446-2819 |
| Document Number | 0029070905 |
| Book / Page | 002907 / 000905 |
| Instrument Date | Sep 27, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $725.57 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4074 ATWELL DRYDEN MI 484289502, DRYDEN, MI 48428-9502 |
The 2025 property tax bill for 95 Meadow Ln was $1,416 with a homeowner's exemption, up 4.6% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,700 (+2%) | $173,400 (+2%) | |
| 2025 | $1,416.00 (+4.58%) Homeowner's exemption | $85,000 | $170,000 |
| 2024 | $1,354.00 | ||
| 2023 | $79,300 | $158,600 | |
| 2022 | $1,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95 Meadow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95 Meadow Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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